1107 Decker St, Unit A, El Cajon, CA 92019 Property Records

San Diego County property record for 1107 Decker St, Unit A, El Cajon, CA 92019

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,116 sqft · built 1985
Lot Size	1.7 acres (74,198 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Feb 2025)
Tax Bill	$6,297 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`489-380-31-30`

Property Details

APN / Parcel Number

Primary APN	`489-380-31-30`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,116 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	74,198 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1107 DECKER ST, A
City	EL CAJON
State	CA
Zip	92019-2117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 1G PER DOC83-369276&UND INT IN TR 010690
Legal Subdivision	CENTAUR VILLAS
Legal Tract	010690
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15704

Owner

1107 Decker St, Unit A is owned by an individual who bought it in February 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1107 DECKER ST, A, EL CAJON, CA 92019-2117
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 9, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 23, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Prior Sale	Jun 24, 2022 · Amount on File
Deed Document Number	202552795
Prior Transfer Date	Aug 15, 1995
Prior Transfer Doc	0000370110
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2022
Property Address	1107 DECKER ST UNIT A, A, EL CAJON, CA 92019-2117
Document Number	0000262609
Map Reference	MAP 10690
Instrument Date	Jun 15, 2022
Instrument	2022-0262609
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1107 DECKER ST UNIT A, A, EL CAJON, CA 92019-2117

Mortgage

Document Number	0000262610
Date	Jun 24, 2022
Instrument	2022-0262610

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1107 DECKER ST UNIT A, A, EL CAJON, CA 92019-2117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 DECKER ST A, A, EL CAJON, CA 92019-2117

Mortgage

Document Number	0000684036
Date	Nov 3, 2020
Instrument	2020-0684036

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1107 DECKER ST UNIT A, A, EL CAJON, CA 92019-2117
Document Number	0000137779
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1107 DECKER ST #A EL CAJON CA 920192117, A, EL CAJON, CA 92019-2117

Mortgage

Document Number	0000137779
Date	Apr 16, 2019
Instrument	137779

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 23, 2018
Property Address	1107 DECKER ST UNIT A, A, EL CAJON, CA 92019-2117
Document Number	0000299768
Instrument Date	Jul 6, 2018
Instrument	299768
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1107 DECKER ST #A EL CAJON CA 920192117, A, EL CAJON, CA 92019-2117

Mortgage

Document Number	299769
Date	Jul 23, 2018
Instrument	299769

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1107 Decker St, Unit A was $6,297.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$504,899 (+0.38%) Land $100,378 Building $404,521
2025	$6,297.00 Homeowner's exemption	$503,000 Land $100,000 Building $403,000
2023	$6,084.00 (+41.29%) Homeowner's exemption	$462,000 Land $92,000 Building $370,000
2022	$4,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1107 Decker St, Unit A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1107 Decker St, Unit A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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