1106 Westgate I Rd, Eddy, TX 76524 Property Records

McLennan County property record for 1106 Westgate I Rd, Eddy, TX 76524

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,240 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,636 (2018)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-020500-000156-9`

Property Details

APN / Parcel Number

Primary APN	`16-020500-000156-9`
Alternative APNs	`1602050000015690111` `104349`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,240 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	3,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Lot Dimensions	637 ft deep x 291 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	238 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	484 sqft
Utility Building	1,040 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1106 WESTGATE I RD
City	EDDY
State	TX
Zip	76524-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FRYE FARNHAM ACRES 5.0
Legal Subdivision	FRYE FARNHAM
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	4
Census Block	4007
Census Tract	3802

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1106 WESTGATE I RD, EDDY, TX 76524-2759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 30, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1106 WESTGATE I RD, EDDY, TX 76524-2759
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035595
Date	Sep 2, 2021
Instrument	2021035595

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 30, 2019
Property Address	1106 WESTGATE I RD, EDDY, TX 76524-2759
Document Number	0000025163
Instrument Date	Jul 29, 2019
Instrument	25163
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 WESTGATE I RD EDDY TX 765242759, EDDY, TX 76524-2759

Mortgage

Document Number	25164
Date	Jul 30, 2019
Instrument	25164

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Bruceville-Eddy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,601 (+16.96%) Land $75,000 Building $433,601	$508,601 (+13.81%) Land $75,000 Building $433,601
2025		$434,852 (+0.08%) Land $56,290 Building $390,600	$446,890 (+2.85%) Land $56,290 Building $390,600
2023		$434,510 Land $56,290 Building $378,220	$434,510 Land $56,290 Building $378,220
2018	$2,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUCEVILLE EDDY serves 10,570 people · EPA ID TX1550024
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Rise Broadband, T-Mobile, Verizon.

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