923 Westgate I Rd, Eddy, TX 76524 Property Records

McLennan County property record for 923 Westgate I Rd, Eddy, TX 76524

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,300 (Aug 2017)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-020500-001100-2`

Property Details

APN / Parcel Number

Primary APN	`16-020500-001100-2`
Alternative APNs	`1602050000110020111` `104372`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,584 sqft
2nd Floor Area	624 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Lot Dimensions	350 ft deep x 256 ft wide
Garage Type	Carport
Garage Area	820 sqft
Carport	Carport
Carport Area	820 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Patio Area	80 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	923 WESTGATE I RD
City	EDDY
State	TX
Zip	76524-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FRYE FARNHAM ACRES 2.0
Legal Subdivision	FRYE FARNHAM
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	4
Census Block	4006
Census Tract	3802

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	923 WESTGATE I RD, EDDY, TX 76524-2757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 9, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BK
Aug 21, 2017	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK
Jun 5, 2017	Warranty Deed, Construction Loan · Construction Mortgage J & L CAP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	201727456
Prior Transfer Date	Aug 18, 2017
Prior Transfer Doc	0000027456
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	923 WESTGATE I RD, EDDY, TX 76524-2757
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 WESTGATE 1 RD, EDDY, TX 76524

Mortgage

Document Number	0000029764
Date	Aug 26, 2020
Instrument	2020029764

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 9, 2018
Property Address	923 WESTGATE I RD, EDDY, TX 76524-2757
Document Number	0000011258
Instrument Date	Apr 6, 2018
Instrument	11258
Transaction Type	Transfer
Record Updated	Mar 10, 2021
Title Company	FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 WESTGATE I RD EDDY TX 765242757, EDDY, TX 76524-2757

Mortgage

Document Number	11259
Date	Apr 9, 2018
Instrument	11259

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 21, 2017
Property Address	923 WESTGATE I RD, EDDY, TX 76524-2757
Document Number	0000027456
Map Reference	VOL1698 PG13
Instrument Date	Aug 18, 2017
Instrument	2017027456
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST TITLE CO OF WACO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 AUSTIN AVE STE 1202, 425, WACO, TX 76701-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 BRAZOS POINT DR, WACO, TX 76705-5212

Mortgage

Document Number	0000027457
Date	Aug 21, 2017
Instrument	2017027457

Lender

Name	ALLIANCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 18, 2018

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 5, 2017
Property Address	923 WESTGATE I RD, EDDY, TX 76524-2757
Document Number	0000017802
Instrument Date	Jun 2, 2017
Instrument	17802
Transaction Type	Construction Loan
Record Updated	Jun 19, 2017
Title Company	FIRST TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE WACO TX 767012147, WACO, TX 76701-2147

Mortgage

Document Number	17803
Date	Jun 5, 2017
Instrument	17803

Lender

Name	J & L CAP LLC
Address	COLLEGE STATION, TX 77845

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 4, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Bruceville-Eddy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,221 (-14.65%) Land $52,000 Building $368,221	$420,221 (-22.18%) Land $52,000 Building $368,221
2025	$4,640.00 (+1.51%) Homeowner's exemption	$492,353 (-12.22%)	$540,000 (-3.73%) Land $42,760 Building $497,240
2024	$4,571.00 (+11.08%)
2023		$560,920 Land $42,760 Building $518,160	$560,920 Land $42,760 Building $518,160
2022	$4,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUCEVILLE EDDY serves 10,570 people · EPA ID TX1550024
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Rise Broadband, T-Mobile, Verizon.

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