1106 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1106 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 876 sqft · built 1953
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Company Names on Record
Last Sale	$124,900 (Dec 2002)
Tax Bill	$3,812 (2026)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Re-recorded Document + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-4345-00390`

Property Details

APN / Parcel Number

Primary APN	`010-4345-00390`
Alternative APNs	`1021911` `1034649` `1194729`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	876 sqft Gross Area
1st Floor Area	876 sqft
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	13,000 sqft (0.298 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	48 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1194729
Street Address	1106 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0039 SERIAL #
Legal Subdivision	UNIVERSITY HEIGHTS ADDITION
Legal Lot Number	39
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4000
Census Tract	400

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	620 W SKYLINE PKWY, DULUTH, MN 55806-2434
Owner Type	Company
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Intrafamily Transfer, Transfer
Feb 23, 2026	Re-recorded Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit MINNESOTA POWER EMPLOYEES CU
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2002 · Amount on Record
Deed Sale	Dec 14, 2002 · Amount on Record
Deed Document Number	2002737457
Last Transfer Date	Feb 10, 2026
Transfer Doc	0001099147
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 19, 2026
Property Address	1106 W ARROWHEAD RD, DULUTH, MN 55811-2214
Document Number	0001099147
Instrument Date	Feb 10, 2026
Instrument	1099147
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W SKYLINE PKWY, DULUTH, MN 55806-2434

February 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Feb 23, 2026
Property Address	1106 W ARROWHEAD RD, DULUTH, MN 55811-2214
Document Number	0001528482
Instrument Date	Feb 10, 2026
Instrument	1528482
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 WEST SKYHNE PARKWAY, DULUTH, MN 55806

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1106 W ARROWHEAD RD, DULUTH, MN 55811-2214
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001066487
Date	Mar 6, 2023
Instrument	1066487

Lender

Name	MINNESOTA POWER EMPLOYEES CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 1, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1106 W ARROWHEAD RD, DULUTH, MN 55811-2214
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001042759
Date	Jun 25, 2021
Instrument	1042759

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 24, 2017
Property Address	1106 W ARROWHEAD RD, DULUTH, MN 55811-2214
Document Number	000T989001
Instrument Date	Aug 15, 2017
Instrument	T989001
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 SNELLING AVE DULUTH MN 558121159, DULUTH, MN 55812-1159

Mortgage

Document Number	T989002
Date	Aug 24, 2017
Instrument	T989002

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,812.00 (-4.6%)
2025	$3,996.00 (+12.37%)	$282,500 (+5.84%) Land $41,300 Building $241,200	$282,500 (+5.84%) Land $41,300 Building $241,200
2024	$3,556.00	$266,900 (+14.01%) Land $38,300 Building $228,600	$266,900 (+14.01%) Land $38,300 Building $228,600
2022		$234,100 Land $45,100 Building $189,000	$234,100 Land $45,100 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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