1101 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1101 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 864 sqft · built 1950
Lot Size	0.295 acres (12,874 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2022)
Tax Bill	$2,686 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4345-00050`

Property Details

APN / Parcel Number

Primary APN	`010-4345-00050`
Alternative APNs	`1085474` `1140291`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft
Basement Area	648 sqft
Finished Basement	648 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	12,874 sqft (0.295 acres)
Garage Area	320 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1140291
Street Address	1101 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0005 SERIAL #
Legal Subdivision	UNIVERSITY HEIGHTS ADDITION
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 W ARROWHEAD RD, DULUTH, MN 55811-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Feb 10, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Apr 26, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	20221456489
Prior Transfer Date	Nov 9, 2006
Prior Transfer Doc	0001035144
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 15, 2022
Property Address	1101 W ARROWHEAD RD, DULUTH, MN 55811-2213
Document Number	0001456489
Instrument Date	Nov 9, 2022
Instrument	1456489
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 W ARROWHEAD RD, DULUTH, MN 55811-2213

Mortgage

Document Number	0001456490
Date	Nov 15, 2022
Instrument	1456490

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1101 W ARROWHEAD RD, DULUTH, MN 55811-2213
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001430491
Date	Nov 19, 2021
Instrument	1430491

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2020
Property Address	1101 W ARROWHEAD RD, DULUTH, MN 55811-2213
Document Number	00A1373200
Instrument Date	Feb 3, 2020
Instrument	A1373200
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 W ARROWHEAD RD DULUTH MN 558112213, DULUTH, MN 55811-2213

Mortgage

Document Number	A1373201
Date	Feb 10, 2020
Instrument	A1373201

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1101 W ARROWHEAD RD, DULUTH, MN 55811-2213
Document Number	00A1354049
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 W ARROWHEAD RD DULUTH MN 558112213, DULUTH, MN 55811-2213

Mortgage

Document Number	00A1354049
Date	May 2, 2019
Instrument	A1354049

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,686.00 (+6.25%) Homeowner's exemption
2025	$2,528.00 (-10.42%) Homeowner's exemption	$224,600 (+7.93%) Land $41,100 Building $183,500	$224,600 (+7.93%) Land $41,100 Building $183,500
2024	$2,822.00	$208,100 (+10.4%) Land $38,100 Building $170,000	$208,100 (+10.4%) Land $38,100 Building $170,000
2022		$188,500 Land $44,900 Building $143,600	$188,500 Land $44,900 Building $143,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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