1106 S River Rd, Des Plaines, IL 60016 Property Records

Cook County property record for 1106 S River Rd, Des Plaines, IL 60016

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,230 sqft · built 1914
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$302,000 (Feb 2023)
Tax Bill$7,068 (2024)
Deeds & MortgagesSep 2026 Sale
Feb 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN09-21-103-031

Property Details

APN / Parcel Number

Primary APN09-21-103-031
Alternative APN
  • 09-21-103-031-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
1st Floor Area1,230 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1915
Architectural StyleBungalow
Exterior MaterialFrame
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,250 sqft (0.144 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address1106 S RIVER RD
CityDES PLAINES
StateIL
Zip60016-6705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range12E
Legal Township41N
Legal Section21
Legal SubdivisionRIVERSIDE ADD
Legal Block8
Legal Lot Number10,9
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group2
Census Block2002
Census Tract806202

Owner

Source: Cook County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1106 S RIVER RD, DES PLAINES, IL 60016-6705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Affidavit, Transfer
Feb 15, 2023Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2023 · Amount on Record
Deed SaleFeb 15, 2023 · Amount on Record
Prior SaleMar 24, 2003 · Amount on Record
Deed Document Number202349182
Record UpdatedOct 29, 2026

September 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionCOOK IL
Recording DateSep 22, 2026
Property Address1106 S RIVER RD, DES PLAINES, IL 60016-6705
Document Number0000008038
Instrument DateSep 15, 2026
Instrument20268038
Transaction TypeTransfer
Record UpdatedSep 30, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1106 S RIVER RD, DES PLAINES, IL 60016-6705

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 15, 2023
Property Address1106 S RIVER RD, DES PLAINES, IL 60016-6705
Document Number0004649182
Map ReferenceDOC 1539637
Instrument DateOct 26, 2022
Instrument2304649182
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$302.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1106 S RIVER RD, DES PLAINES, IL 60016-6705

Mortgage

Document Number0004649183
DateFeb 15, 2023
Instrument2304649183
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053
Interest
Rate TypeFixed Rate
Rate6.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,000 (+14.29%) Land $5,625 Building $26,375$320,000 (+14.29%) Land $56,250 Building $263,750
2024$7,068.00 (-4.25%)
2023$7,382.00 (+2.47%)
2022$7,204.00 Homeowner's exemption Senior Citizen's exemption$28,000 Land $5,000 Building $23,000$280,000 Land $50,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 45 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 173 condo units
Nearby Flood Claims63 (1986–2020)
Claims Outside the SFHA11 of 63
Most Recent ClaimMay 2020 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 23 claims
  • Severe Storms And Flooding, Sep 2008 · 27 claims
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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