Cook County property record for 1085 S River Rd, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,307 sqft · built 1893 |
| Lot Size | 0.345 acres (15,015 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,027 (2023) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-21-105-011 |
| Primary APN | 09-21-105-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,307 sqft Living Area |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,015 sqft (0.345 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1085 S DES PLAINES RIVER RD |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WHITCOMBS) DIVIN PT OF NW SEC 21-41-12 |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 21 |
| Legal Subdivision | WHITCOMBS DIVIN PT OF NW SEC 21-41-12 |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 806202 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1085 S RIVER RD, DES PLAINES, IL 60016-6702 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Line of Credit IAA CU |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage IAA CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1085 S RIVER RD, DES PLAINES, IL 60016-6702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003728018 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 2603728018 |
| Name | IAA CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 5, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1085 S RIVER RD, DES PLAINES, IL 60016-6702 |
| Document Number | 1934455118 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1085 S RIVER RD DES PLAINES IL 600166702, DES PLAINES, IL 60016-6702 |
| Document Number | 1934455118 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 34455118 |
| Name | IAA CU |
|---|---|
| Address | BLOOMINGTON, IL 61701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 9, 2039 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,001 (+45.46%) Land $10,029 Building $53,972 | $640,010 (+45.46%) Land $100,290 Building $539,720 | |
| 2023 | $10,027.00 (+2.98%) | ||
| 2022 | $9,737.00 Homeowner's exemption | $44,000 Land $12,012 Building $31,988 | $440,000 Land $120,120 Building $319,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 45 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 173 condo units |
| Nearby Flood Claims | 63 (1986–2020) |
| Claims Outside the SFHA | 11 of 63 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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