1106 S Bay St, Eustis, FL 32726 Property Records

Lake County property record for 1106 S Bay St, Eustis, FL 32726

Property Summary

Property TypeOffice Building
Details2 ba · 1,516 sqft · built 1924
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$149,000 (Nov 2023)
Tax Bill$3,309 (2024)
Deeds & MortgagesNov 2023 Sale & Construction Loan
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-19-26-0400-006-00100

Property Details

APN / Parcel Number

Primary APN14-19-26-0400-006-00100
Alternative APN
  • 1191955

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,516 sqft Total Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Construction TypeConcrete Block
Fire ResistanceFireproof Reinforced Concrete
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number1191955
Street Address1106 S BAY ST
CityEUSTIS
StateFL
Zip32726-5547
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionEUSTIS BISHOP'S SUB LOTS 1 2 BLK 6 PB 2 PG 4 ORB 6242 PG 901
Legal Range26E
Legal Township19S
Legal Section14
Legal SubdivisionBISHOP'S
Legal Tract400
Legal Block6
Legal Lot Number1-2 2
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group2
Census Block2041
Census Tract30209

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address100 E HAZZARD AVE, EUSTIS, FL 32726-3433
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Warranty Deed, Construction Loan · Construction Mortgage
UNITED SOUTHERN BANK
Jun 21, 2018Warranty Deed, Transfer
EDWARD C DESJARDINS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Prior SaleJun 21, 2018 · Amount on Record
Deed Document Number2023139721
Deed Book / Page6242 / 901
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 15, 2023
Property Address1106 S BAY ST, EUSTIS, FL 32726-5547
Document Number0062420901
Book / Page6242 / 901
Map ReferenceMB 2 PG 4
Instrument DateNov 9, 2023
Instrument2023139721
Transaction TypeConstruction Loan
Record UpdatedDec 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,043.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address512 CLEMSON DR, ALTAMONTE SPRINGS, FL 32714-4029

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 E HAZZARD AVE, EUSTIS, FL 32726-3433

Mortgage

Document Number0006242905
DateNov 15, 2023
Instrument6242/905
Lender
NameUNITED SOUTHERN BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term180 Months
DueNov 9, 2038
Interest
Rate TypeAdjustable Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 21, 2018
Property Address1106 S BAY ST, EUSTIS, FL 32726-5547
Document Number0051280330
Book / Page005128 / 000330
Instrument DateJun 19, 2018
Instrument72099
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11962 COUNTY ROAD 101 #304 THE VILLAGES FL 321629337, 304, THE VILLAGES, FL 32162-9337

Mortgage

Document Number51280332
DateJun 21, 2018
Book Page005128/000332
Instrument72100
Lender
NameEDWARD C DESJARDINS
Address5136 CATSKILLS CT, WINTER SPRINGS, FL 32708
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term60 Months
DueJun 20, 2023
Interest
Rate4%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$135,254 (-28%) Land $89,281 Building $45,973$135,254 (-28%) Land $89,281 Building $45,973
2024$3,309.00 (+3.12%)
2023$3,209.00 (+11.38%)$187,862 (+20.8%)$187,862 (+20.8%) Land $83,489 Building $104,373
2022$2,881.00$155,516$155,516 Land $75,899 Building $79,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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