1024 S Bay St, Eustis, FL 32726 Property Records

Lake County property record for 1024 S Bay St, Eustis, FL 32726 · Last verified December 2025

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms	1 Baths
Year Built	Built 1980
Square Footage	1,008 sqft Total Area
Lot Size	7,128 sqft (0.163 acres)
Last Sale	$180,000 (2020)
Tax Bill	$1,974.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-19-26-0400-003-00500`
Alternative APN	`1191840`

Interior

Full Baths	1 Baths
Building Area	1,008 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Lot Area	7,128 sqft (0.163 acres)
Utility Building	384 sqft Utility Building

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Account Number	1191840
Street Address	1024 S BAY ST
City	EUSTIS
State	FL
Zip	32726-5545
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	EUSTIS BISHOP'S SUB S 21.15 FT OF LOT 5 LOT 6 BLK 3 PB 2 PG 4 ORB 5524 PG 971
Legal Range	26E
Legal Township	19S
Legal Section	14
Legal Subdivision	BISHOP'S
Legal Tract	400
Legal Block	3
Legal Lot Number	5-6
Jurisdiction	LAKE FL
Minor Civil Division	EUSTIS
Census Blockgroup	2
Census Block	2040
Census Tract	30209

Owner

Source: Lake County records · APN 14-19-26-0400-003-00500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 1351, EUSTIS, FL 32727-1351
Owner Type	Owner is an Individual, Couple or Unincorporated Entity, Secondary Owner is a Company
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Aug 07, 2007 · Amount on Record
Deed Doc Number	2020089087
Deed Book / Page	5524 / 971
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 14, 2020
Property Address	1024 S BAY ST, EUSTIS, FL 32726-5545
Document Number	0055240971
Book / Page	5524 / 971
Map Reference	MB 2 PG 4
Instrument Date	Aug 13, 2020
Instrument	2020089087
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3303 SITE TO SEE AVE, 3303, EUSTIS, FL 32726-2347

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1351, EUSTIS, FL 32727-1351

Mortgage

Document Number	0005524975
Date	Aug 14, 2020
Instrument	5524/975

Lender

Name	UNITED SOUTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,183 (+11.33%) Land $62,612 Building $37,571	$100,183 (+11.33%) Land $62,612 Building $37,571
2024	$1,974.00 (+10.84%)
2023	$1,781.00 (+8.27%)	$89,990 (+11.7%)	$89,990 (+11.7%) Land $56,924 Building $33,066
2022	$1,645.00	$80,564	$80,564 Land $51,749 Building $28,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.