1106 Frederick St, Shelby, NC 28150 Property Records

Cleveland County property record for 1106 Frederick St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,365 sqft · built 1954
Lot Size	0.182 acres (7,930 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Dec 2021)
Tax Bill	$665 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21347`

Property Details

APN / Parcel Number

Primary APN	`21347`
Alternative APNs	`1343819` `1327093`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,365 sqft Finished Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	7,930 sqft (0.182 acres)
Lot Dimensions	122 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1327093
Street Address	1106 FREDERICK ST
City	SHELBY
State	NC
Zip	28150-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT FREDERICK ST
Legal Subdivision	NORTHSIDE DEVELOPMENT CO INC
Legal Block	1
Legal Lot Number	16
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1000
Census Tract	950900

Owner

1106 Frederick St is owned by a company that acquired it in March 2022.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	108 WOODCOVE LN, SHELBY, NC 28150-8173
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Mar 21, 2022	Correction Deed ACCOMODATION, ACCOMMODATION
Dec 3, 2021	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Jul 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Deed Document Number	2021200065212
Deed Book / Page	1859 / 797
Last Transfer Date	Mar 11, 2022
Transfer Doc	0018672281
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1106 FREDERICK ST, SHELBY, NC 28150-3502
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WOODCOVE LN, SHELBY, NC 28150-8173

Mortgage

Document Number	0018830232
Date	Sep 22, 2022
Book Page	1883/232
Instrument	200078667

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 21, 2022
Property Address	1106 FREDERICK ST, SHELBY, NC 28150-3502
Document Number	0018672281
Book / Page	1867 / 2281
Map Reference	MB 8 PG 27
Instrument Date	Mar 11, 2022
Instrument	200070079
Record Updated	Apr 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1065, WAXHAW, NC 28173-1009

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 3, 2021
Property Address	1106 FREDERICK ST, SHELBY, NC 28150-3502
Document Number	0018590797
Book / Page	1859 / 797
Map Reference	PL 8 PG 27
Instrument Date	Nov 29, 2021
Instrument	200065212
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1065, WAXHAW, NC 28173-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WOODCOVE LN, SHELBY, NC 28150-8173

Mortgage

Document Number	0001859801
Date	Dec 3, 2021
Instrument	1859/801

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 6, 2017
Property Address	1106 FREDERICK ST, SHELBY, NC 28150-3502
Document Number	0017460164
Book / Page	001746 / 000164
Instrument Date	Jun 28, 2017
Instrument	2326
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1065 WAXHAW NC 281731009, WAXHAW, NC 28173-1009

Tax Assessment & Valuation

The 2026 property tax bill for 1106 Frederick St was $665, up 7.8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$665.00 (+7.78%)	$62,109 (-) Land $5,499 Building $56,610	$62,109 (-) Land $5,499 Building $56,610
2025	$617.00	$62,109 Land $5,499 Building $56,610	$62,109 Land $5,499 Building $56,610
2023		$42,222 Land $3,666 Building $38,556	$42,222 Land $3,666 Building $38,556

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1106 Frederick St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 Frederick St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber.

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