1104 Frederick St, Shelby, NC 28150 Property Records

Cleveland County property record for 1104 Frederick St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,695 sqft · built 1954
Lot Size	0.549 acres (23,914 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Aug 2021)
Tax Bill	$1,166 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`21346`

Property Details

APN / Parcel Number

Primary APN	`21346`
Alternative APN	`1340809`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,695 sqft Finished Area
Basement Area	1,653 sqft
Finished Basement	703 sqft
Unfinished Basement	950 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1982
Exterior Material	Brick
Foundation Type	Footing
Lot Area	23,914 sqft (0.549 acres)
Lot Dimensions	89 ft deep x 100 ft wide
Porch	Slab
Porch Area	301 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1340809
Street Address	1104 FREDERICK ST
City	SHELBY
State	NC
Zip	28150-3677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT FREDERICK ST .549AC
Legal Block	1
Legal Lot Number	15
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1000
Census Tract	950900

Owner

Source: Cleveland County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1104 FREDERICK ST, SHELBY, NC 28150-3677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Deed Document Number	2021200059136
Deed Book / Page	1848 / 244
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 4, 2021
Property Address	1104 FREDERICK ST, SHELBY, NC 28150-3677
Document Number	0018480244
Book / Page	1848 / 244
Instrument Date	Aug 3, 2021
Instrument	200059136
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 PEBBLE DR, 1003, SHELBY, NC 28150-3567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 FREDERICK ST, SHELBY, NC 28150-3677

Mortgage

Document Number	0018480250
Date	Aug 4, 2021
Instrument	1848/0250

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,166.00 (+3.92%)	$112,771 (-) Land $10,170 Building $102,601	$112,771 (-) Land $10,170 Building $102,601
2025	$1,122.00	$112,771 (+31.72%) Land $10,170 Building $102,601	$112,771 (+31.72%) Land $10,170 Building $102,601
2023		$85,611 Land $6,780 Building $78,831	$85,611 Land $6,780 Building $78,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber.

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