1106 Estancia Woods Loop, Windermere, FL 34786 Property Records

Orange County property record for 1106 Estancia Woods Loop, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,983 sqft · built 2016
Lot Size	0.331 acres (14,409 sqft)
Owner	2 Individual Names on File
Last Sale	$1,135,000 (Apr 2020)
Tax Bill	$15,953 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-28-2480-00-020`

Property Details

APN / Parcel Number

Primary APN	`06-23-28-2480-00-020`
Alternative APNs	`282306248000020` `275143` `279986` `284147`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,983 sqft Living Area
Gross Area	5,657 sqft
1st Floor Area	3,492 sqft
Utility Area	30 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,409 sqft (0.331 acres)
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Patio Area	330 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1106 ESTANCIA WOODS LOOP
City	WINDERMERE
State	FL
Zip	34786-7934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ESTANCIA AT WINDERMERE 89/129 LOT 2
Legal Range	28E
Legal Township	23S
Legal Section	06
Legal Subdivision	ESTANCIA AT WINDERMERE
Legal Tract	2480
Legal Lot Number	2
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2016
Census Tract	17120

Owner

1106 Estancia Woods Loop is owned and occupied by two individuals who bought it in April 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1106 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 1, 2020	Grant Deed, Subdivision Related Transfer TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Deed Document Number	2020208912
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1106 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934

Mortgage

Document Number	0000237401
Date	Apr 20, 2021
Instrument	20210237401

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1106 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934

Mortgage

Document Number	20210237401
Date	Apr 20, 2021
Instrument	20210237401

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 1, 2020
Property Address	1106 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934
Document Number	0000208912
Instrument Date	Mar 30, 2020
Instrument	208912
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 27, 2020
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1106 ESTANCIA WOODS LOOP WINDERMERE FL 347867934, WINDERMERE, FL 34786-7934

Mortgage

Document Number	208913
Date	Apr 1, 2020
Instrument	208913

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Estancia Woods Loop was $15,953, up 2.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$992,737 (+2.7%)	$1,406,960 (-1.35%) Land $140,000 Building $1,266,960
2025	$15,953.00 (+2.94%) Homeowner's exemption	$966,638	$1,426,230 Land $140,000 Building $1,286,230
2024	$15,497.00 (+3.29%)
2023	$15,003.00 (+2.84%) Homeowner's exemption	$912,035 (+3%)	$1,095,613 (+15.06%) Land $140,000 Building $955,613
2022	$14,588.00 Homeowner's exemption	$885,471	$952,241 Land $140,000 Building $812,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1106 Estancia Woods Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 Estancia Woods Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Summit Broadband, Xfinity.

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