1124 Estancia Woods Loop, Windermere, FL 34786 Property Records

Orange County property record for 1124 Estancia Woods Loop, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,493 sqft · built 2019
Lot Size	0.352 acres (15,318 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Oct 2020)
Tax Bill	$14,457 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-28-2480-00-050`

Property Details

APN / Parcel Number

Primary APN	`06-23-28-2480-00-050`
Alternative APNs	`282306248000050` `275146` `279990` `284150`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,493 sqft Living Area
Gross Area	4,981 sqft
1st Floor Area	3,493 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,318 sqft (0.352 acres)
Garage Type	Attached
Garage Area	746 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Open Porch
Porch Area	390 sqft
Patio Area	352 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1124 ESTANCIA WOODS LOOP
City	WINDERMERE
State	FL
Zip	34786-7934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ESTANCIA AT WINDERMERE 89/129 LOT 5
Legal Range	28E
Legal Township	23S
Legal Section	06
Legal Subdivision	ESTANCIA AT WINDERMERE
Legal Tract	2480
Legal Lot Number	5
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2016
Census Tract	17120

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1124 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Warranty Deed, Transfer TRUIST BK
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit LORINO CAROL A LIVING TR (LT)
Sep 24, 2019	Grant Deed, Transfer INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	2020521151
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 6, 2020
Property Address	1124 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934
Document Number	0000521151
Instrument Date	Oct 1, 2020
Instrument	521151
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 ESTANCIA WOODS LOOP WINDERMERE FL 347867934, WINDERMERE, FL 34786-7934

Mortgage

Document Number	521152
Date	Oct 6, 2020
Instrument	521152

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1124 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934
Document Number	0000255223
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 ESTANCIA WOODS LOOP WINDERMERE FL 347867934, WINDERMERE, FL 34786-7934

Mortgage

Document Number	0000255223
Date	Apr 27, 2020
Instrument	255223

Lender

Name	LORINO CAROL A LIVING TR (LT)
Address	7501 TL CLINE RD, GROVELAND, FL 34736-9167

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2030

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 24, 2019
Property Address	1124 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7934
Document Number	0000592416
Instrument Date	Sep 23, 2019
Instrument	592416
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$43.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 ESTANCIA WOODS LOOP WINDERMERE FL 347867934, WINDERMERE, FL 34786-7934

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$907,444 (+2.7%)	$1,258,520 (-1.32%) Land $140,000 Building $1,118,520
2025	$14,457.00 (+2.98%) Homeowner's exemption	$883,587 (+5.99%)	$1,275,310 (+27.87%) Land $140,000 Building $1,135,310
2024	$14,038.00 (+3.33%)
2023	$13,585.00 (+2.89%) Homeowner's exemption	$833,675 (+3%)	$997,344 (+14.8%) Land $140,000 Building $857,344
2022	$13,204.00 Homeowner's exemption	$809,393	$868,795 Land $140,000 Building $728,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Summit Broadband, Xfinity.

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