1106 E Water St, Bainbridge, GA 39817 Property Records

Decatur County property record for 1106 E Water St, Bainbridge, GA 39817

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1943
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$17,500 (Mar 2016)
Tax Bill	$496 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2016 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`B0620-122-000`

Property Details

APN / Parcel Number

Primary APN	`B0620-122-000`
Alternative APNs	`B062000000122000` `15927`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	812 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1965
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Porch	Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	15927
Street Address	1106 E WATER ST
City	BAINBRIDGE
State	GA
Zip	39817-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	395 296 1106 E WATER ST
Legal Subdivision	BROUGHTON STREET
Legal Block	8
Legal Lot Number	7
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3024
Census Tract	970400

Owner

1106 E Water St is owned by an individual who bought it in March 2016.

Source: Decatur County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	322 W BROUGHTON ST, BAINBRIDGE, GA 39817-3624
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST PORT CITY BANK
Mar 31, 2016	Warranty Deed, Transfer FIRST STATE BANK OF BLAKELY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2016 · Amount on File
Deed Sale	Mar 31, 2016 · Amount on File
Prior Sale	May 13, 2014 · Amount on File
Deed Document Number	2016289
Deed Book / Page	95 / 296
Prior Transfer Date	Feb 24, 2009
Prior Transfer Doc	000282/264
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	1106 E WATER ST, BAINBRIDGE, GA 39817-3859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 E WATER ST, BAINBRIDGE, GA 39817-3859

Mortgage

Document Number	0000000453/0000000573
Date	Jan 6, 2020
Book Page	0000000453/0000000573

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jan 1, 2022

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Mar 31, 2016
Property Address	1106 E WATER ST, BAINBRIDGE, GA 39817-3859
Document Number	000395/296
Book / Page	395 / 296
Instrument Date	Mar 31, 2016
Instrument	2016-000289
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 W BROUGHTON ST, BAINBRIDGE, GA 39817-3624
Investor	Possibly a Property Investor

Mortgage

Document Number	000395/298
Date	Mar 31, 2016
Book Page	395/298

Lender

Name	FIRST STATE BANK OF BLAKELY
Type	Bank

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1106 E Water St was $496.

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$496.00	$15,400 Land $955 Building $14,445	$38,499 Land $2,387 Building $36,112
2023	$391.00	$12,705 Land $955 Building $11,750	$31,761 Land $2,387 Building $29,374
2022	$391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1106 E Water St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, drainage area under 1 sq mi
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 E Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bainbridge Fiber.

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