1102 E Water St, Bainbridge, GA 39817 Property Records

Decatur County property record for 1102 E Water St, Bainbridge, GA 39817

Property Summary

Property Type	Single Family Home
Details	1 ba · 812 sqft · built 1943
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jul 2026)
Tax Bill	$398 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Mar 2026 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`B0620-124-000`

Property Details

APN / Parcel Number

Primary APN	`B0620-124-000`
Alternative APNs	`B062000000124000` `15929`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	812 sqft Heated Area
1st Floor Area	812 sqft
Utility Room	Utility Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1965
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	256 sqft
Patio Area	240 sqft

Location & Zoning

Account Number	15929
Street Address	1102 E WATER ST
City	BAINBRIDGE
State	GA
Zip	39817-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T18 373 1102 E WATER ST
Legal Subdivision	BROUGHTON STREET
Legal Block	8
Legal Lot Number	3
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3024
Census Tract	970400

Owner

Source: Decatur County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 KAPTAIN DR, MONTICELLO, FL 32344-8104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Line of Credit FAMILY BANK
Mar 20, 2026	Warranty Deed, Transfer
Oct 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Mar 20, 2026 · Amount on Record
Deed Book / Page	568 / 113
Prior Transfer Date	Oct 24, 2018
Prior Transfer Doc	0000000936
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jul 6, 2026
Property Address	1102 E WATER ST, BAINBRIDGE, GA 39817-3859
Document Number	0568000113
Book / Page	568 / 113
Instrument Date	Jul 6, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 KAPTAIN DR, MONTICELLO, FL 32344-8104

Mortgage

Document Number	0568000115,
Date	Jul 6, 2026
Book Page	568/115

Lender

Name	FAMILY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.79%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Mar 20, 2026
Property Address	1102 E WATER ST, BAINBRIDGE, GA 39817-3859
Document Number	000562/109
Book / Page	562 / 109
Instrument Date	Feb 26, 2026
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 THOMAS DR, BAINBRIDGE, GA 39819-5255

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Oct 24, 2018
Property Address	1102 E WATER ST, BAINBRIDGE, GA 39817-3859
Document Number	000434/909
Book / Page	434 / 909
Instrument Date	Oct 24, 2018
Instrument	2018-000936
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 E WATER ST, BAINBRIDGE, GA 39817-3859

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$398.00 (+5.85%) Homeowner's exemption	$17,094 (+22.42%) Land $955 Building $16,139	$42,734 (+22.42%) Land $2,387 Building $40,347
2023	$376.00 (-12.56%) Homeowner's exemption	$13,963 Land $955 Building $13,008	$34,908 Land $2,387 Building $32,521
2022	$430.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, drainage area under 1 sq mi
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bainbridge Fiber.

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures