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1106 E 9th St, Spencer, IA 51301 Property Records

Clay County property record for 1106 E 9th St, Spencer, IA 51301

Property Summary

Property TypeApartments (5+ Units)
Details10,236 sqft · built 1974
Lot Size2.32 acres (101,625 sqft)
OwnerCompany Name on Record
Deeds & MortgagesJan 2021 Sale
Flood ZoneZone X (minimal risk)
APN963608302010

Property Details

APN / Parcel Number

Primary APN963608302010

Interior

Stories1 Story
Building Area10,236 sqft Gross Area

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick Veneer
Roof MaterialShingle
Lot Area101,625 sqft (2.32 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address1106 E 9TH ST
CitySPENCER
StateIA
Zip51301-4709
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeC-1 GENERAL COMMERCIAL
Legal DescriptionLOTS 30, 31, 33 SPENCER MUNICIPAL UTILITIES ADD
Legal SubdivisionSPENCER MUNICIPAL UTILITIES
Legal Lot Number30-31
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1014
Census Tract80200

Owner

Source: Clay County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1800 19TH ST, ROCK VALLEY, IA 51247-1058
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021
Deed SaleJan 4, 2021
Deed Document Number2021 0015
Deed Book / Page2021 / 15
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateJan 4, 2021
Property Address1106 E 9TH ST, SPENCER, IA 51301-4709
Document Number0002021/15
Book / Page2021 / 15
Instrument DateDec 28, 2020
Instrument2021 0015
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 70, ROCK VALLEY, IA 51247-0070

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$442,740 (+9.93%) Land $102,450 Building $340,290$442,740 (+9.93%) Land $102,450 Building $340,290
2023$402,740 Land $102,450 Building $300,290$402,740 Land $102,450 Building $300,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–2024)
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink, Verizon.

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