918 E 9th St, Spencer, IA 51301 Property Records

Clay County property record for 918 E 9th St, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,508 sqft · built 1955
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Tax Bill	$3,312 (2024)
Deeds & Mortgages	Apr 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`963607434005`

Property Details

APN / Parcel Number

Primary APN	`963607434005`
Alternative APN	`64096360743400500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Architectural Style	Cape Cod
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	1,116 sqft
Parking Spaces	4 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096360743400500
Street Address	918 E 9TH ST
City	SPENCER
State	IA
Zip	51301-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 7 2ND COLLEGE
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	COLLEGE 2ND ADDITION
Legal Lot Number	4
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3058
Census Tract	80200

Owner

Source: Clay County records · APN 963607434005

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	918 E 9TH ST, SPENCER, IA 51301-4746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 11, 2022
Transfer Doc	002022/895
Record Updated	Jun 08, 2026

April 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CLAY IA
Recording Date	Apr 11, 2022
Property Address	918 E 9TH ST, SPENCER, IA 51301-4746
Document Number	002022/895
Book / Page	2022 / 895
Instrument Date	Apr 07, 2022
Instrument	2022 895
Transaction Type	Foreclosure
Record Updated	May 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$269.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 E 9TH ST, SPENCER, IA 51301-4746

Mortgage

Document Number	002022/896
Date	Apr 11, 2022
Book Page	2022/896
Instrument	2022 896

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,540 (+6.65%) Land $20,000 Building $211,540	$231,540 (+6.65%) Land $20,000 Building $211,540
2024	$3,312.00 (+10.7%)
2023		$217,110 (+21.48%) Land $14,000 Building $203,110	$217,110 (+21.48%) Land $14,000 Building $203,110
2022	$2,992.00 Homeowner's exemption	$178,720 Land $14,000 Building $164,720
2021			$178,720 Land $14,000 Building $164,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low less than 1% of the US · above 2% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spencer Municipal Communications Utility	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AMG Technology Investment Group, Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E 9th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures