Schenectady County and Rotterdam Town property record for 1106 Cushing Ln, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,610 sqft · built 1950 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,380 (Nov 2014) |
| Tax Bill | $5,997 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-4-40 |
| Primary APN | 422800 59.10-4-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Upper Floors Area | 375 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 119 ft deep x 77 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1106 CUSHING LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COLD BROOK |
| Legal Block | 4 |
| Legal Lot Number | 40.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.10-4-40
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1106 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORP |
| Nov 20, 2019 | Grant Deed, Transfer · Conventional with PMI HOMESTEAD FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on Record |
| Deed Sale | Nov 21, 2014 · Amount on Record |
| Deed Document Number | 201454335 |
| Deed Book / Page | 1905 / 64 |
| Prior Transfer Date | Nov 10, 2014 |
| Prior Transfer Doc | 0000054335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1106 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1106 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Document Number | 0000061711 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 5273/24 |
| Instrument | 202261711 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Amount | Amount Recorded |
|---|---|
| Term | 477 Months |
| Due | Aug 01, 2062 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2019 |
| Property Address | 1106 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Document Number | 0000052668 |
| Book / Page | 002025 / 000099 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 52668 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | NATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $758.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 THOROUGHBRED LN ALBANY NY 122053931, ALBANY, NY 12205-3931 |
| Document Number | 52669 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 004955/000408 |
| Instrument | 52669 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2049 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,997.00 | $164,000 (-) Land $9,500 Building $154,500 | $252,300 (+10.76%) Land $14,615 Building $237,685 |
| 2024 | $164,000 (-) Land $9,500 Building $154,500 | $227,800 (+5.56%) Land $13,196 Building $214,604 | |
| 2023 | $164,000 Land $9,500 Building $154,500 | $215,800 Land $12,501 Building $203,299 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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