1119 Cushing Ln, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1119 Cushing Ln, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,684 sqft · built 1950
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$164,900 (Sep 2005)
Tax Bill$5,997 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN422800 59.10-4-56

Property Details

APN / Parcel Number

Primary APN422800 59.10-4-56
Alternative APN
  • 280005901000040560000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area1,296 sqft
Upper Floors Area388 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions190 ft deep x 80 ft wide
Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1119 CUSHING LN
CitySCHENECTADY
StateNY
Zip12303-3662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,PT COLDBROOK-673 5.-385-6
Legal SubdivisionCOLD BROOK
Legal Block4
Legal Lot Number56.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group5
Census Block5002
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1119 CUSHING LN, SCHENECTADY, NY 12303-3662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2005 · Amount on Record
Deed SaleSep 2, 2005 · Amount on Record
Deed Book / Page1714 / 742
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1119 CUSHING LN, SCHENECTADY, NY 12303-3662
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1119 CUSHING LN, SCHENECTADY, NY 12303-3662

Mortgage

Document Number0000054162
DateOct 28, 2021
Book Page5162/870
Instrument202154162
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1119 CUSHING LN, SCHENECTADY, NY 12303-3662
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1119 CUSHING LN, SCHENECTADY, NY 12303-3662

Mortgage

Document Number0000025688
DateJun 2, 2021
Book Page5105/677
Instrument202125688
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueNov 1, 2050

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1119 CUSHING LN, SCHENECTADY, NY 12303-3662
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1119 CUSHING LN, SCHENECTADY, NY 12303-3662

Mortgage

Document Number0000025689
DateJun 2, 2021
Book Page5105/700
Instrument202125689
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueNov 1, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1119 CUSHING LN, SCHENECTADY, NY 12303-3662
Document Number0000025178
Instrument DateMay 29, 2018
Transaction TypeMortgage
Record UpdatedJul 2, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1119 CUSHING LN SCHENECTADY NY 123033662, SCHENECTADY, NY 12303-3662

Mortgage

Document Number0000025178
DateJun 11, 2018
Book Page004842/000665
Instrument25178
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,997.00$164,000 (-) Land $15,800 Building $148,200$252,300 (+16.91%) Land $24,307 Building $227,993
2023$164,000 Land $15,800 Building $148,200$215,800 Land $20,790 Building $195,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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