1106 Cardinal Dr, Zion, IL 60099 Property Records

Lake County property record for 1106 Cardinal Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,090 sqft · built 1999
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2021)
Tax Bill	$7,053 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-07-306-014`

Property Details

APN / Parcel Number

Primary APN	`04-07-306-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	10 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	165 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1106 CARDINAL DR
City	ZION
State	IL
Zip	60099-5423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYWOOD HILLS PHASE ONE; LOT 69
Legal Subdivision	COUNTRYWOOD HILLS PHASE ONE
Legal Phase	1
Legal Lot Number	69
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2008
Census Tract	860106

Owner

Source: Lake County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1106 CARDINAL DR, ZION, IL 60099-5423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Apr 29, 2021	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	20217829413
Prior Transfer Date	Jun 6, 2005
Prior Transfer Doc	0005848047
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 27, 2021
Property Address	1106 CARDINAL DR, ZION, IL 60099-5423
Document Number	0007829413
Map Reference	DOC 3797144
Instrument Date	Jul 26, 2021
Instrument	7829413
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1106 CARDINAL DR, ZION, IL 60099-5423

Mortgage

Document Number	0007829414
Date	Sep 27, 2021
Instrument	7829414

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Apr 29, 2021
Property Address	1106 CARDINAL DR, ZION, IL 60099-5423
Document Number	0007781999
Map Reference	DOC 3797144
Instrument Date	Apr 20, 2021
Instrument	7781999
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$126.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 80TH ST, KENOSHA, WI 53142-4955

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,817 (+23.32%) Land $10,969 Building $76,848	$263,477 (+23.32%) Land $32,910 Building $230,567
2023	$7,053.00 (-13.52%)	$71,210 (+12.91%) Land $8,894 Building $62,316	$213,652 (+12.91%) Land $26,685 Building $186,967
2022	$8,156.00	$63,067 Land $7,299 Building $55,768	$189,220 Land $21,899 Building $167,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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