1102 Cardinal Dr, Zion, IL 60099 Property Records

Lake County property record for 1102 Cardinal Dr, Zion, IL 60099

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,142 sqft · built 1999
Lot Size0.184 acres (8,002 sqft)
Owner2 Individual Names on Record
Last Sale$155,000 (May 1999)
Tax Bill$8,495 (2024)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04-07-306-012

Property Details

APN / Parcel Number

Primary APN04-07-306-012

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,142 sqft Living Area
Gross Area1,671 sqft
1st Floor Area1,104 sqft
2nd Floor Area38 sqft
Upper Floors Area38 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,002 sqft (0.184 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1102 CARDINAL DR
CityZION
StateIL
Zip60099-5423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRYWOOD HILLS PHASE ONE; LOT 67
Legal SubdivisionCOUNTRYWOOD HILLS PHASE ONE
Legal Phase1
Legal Lot Number67
JurisdictionLAKE IL
Township / Civil DivisionZION
Census Block Group2
Census Block2008
Census Tract860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1102 CARDINAL DR, ZION, IL 60099-5423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 1999 · Amount on Record
Deed SaleMay 7, 1999 · Amount on Record
Deed Document Number19994350667
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1102 CARDINAL DR, ZION, IL 60099-5423
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007880820
DateMar 7, 2022
Instrument7880820
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2037
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionZion Township
MunicipalityZion City
Elementary School DistrictBeach Park Community Consolidated School District 3 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,777 (+23.32%) Land $10,969 Building $85,808$290,360 (+23.32%) Land $32,910 Building $257,450
2024$8,495.00 (+11.21%)
2023$7,639.00 (+2.15%)$78,476 (+12.83%) Land $8,894 Building $69,582$235,452 (+12.83%) Land $26,685 Building $208,767
2022$7,478.00$69,552 Land $7,299 Building $62,253$208,677 Land $21,899 Building $186,778

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemZION
serves 24,442 people · EPA ID IL0972000
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionAug 2025
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cardinal Dr

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