1106 1st St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 1106 1st St N, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 881 sqft · built 1984
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Apr 2004)
Tax Bill	$2,382 (2026)
Deeds & Mortgages	Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-30045-0054`

Property Details

APN / Parcel Number

Primary APN	`48-30045-0054`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	881 sqft Living Area
Gross Area	1,399 sqft
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1106 1ST ST N
City	COLD SPRING
State	MN
Zip	56320-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLK 002 WESTWOOD ESTATES SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	WESTWOOD ESTATES
Legal Block	2
Legal Lot Number	10
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2045
Census Tract	11302

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1106 1ST ST N, COLD SPRING, MN 56320-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2004 · Amount on Record
Deed Sale	Apr 28, 2004 · Amount on Record
Last Transfer Date	Jun 27, 2018
Transfer Doc	00A1524410
Record Updated	Sep 20, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 10, 2018
Property Address	1106 1ST ST N, COLD SPRING, MN 56320-1020
Document Number	00A1524410
Instrument Date	Jun 27, 2018
Instrument	A1524410
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 1ST ST N, COLD SPRING, MN 56320-1020

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,382.00 (+8.37%)	$220,800 (+2.13%) Land $45,300 Building $175,500	$220,800 (+2.13%) Land $45,300 Building $175,500
2025		$216,200 (+5.21%) Land $42,400 Building $173,800	$216,200 (+5.21%) Land $42,400 Building $173,800
2023	$2,198.00	$205,500 Land $42,400 Building $163,100	$205,500 Land $42,400 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Arvig, AT&T, GigFire, Intrepid Fiber Networks, Verizon.

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