1102 1st St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 1102 1st St N, Cold Spring, MN 56320 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,227 sqft · built 1989
Lot Size	0.265 acres (11,550 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2016)
Tax Bill	$3,194 (2026)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-30045-0055`

Property Details

APN / Parcel Number

Primary APN	`48-30045-0055`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,227 sqft Living Area
Gross Area	1,469 sqft
1st Floor Area	1,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,550 sqft (0.265 acres)
Lot Dimensions	154 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1102 1ST ST N
City	COLD SPRING
State	MN
Zip	56320-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 011 BLK 002 WESTWOOD ESTATES SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	WESTWOOD ESTATES
Legal Block	2
Legal Lot Number	11
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2045
Census Tract	11302

Owner

Source: Stearns County records · APN 48-30045-0055

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1102 1ST ST N, COLD SPRING, MN 56320-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 16, 2022
Property Address	1102 1ST ST N, COLD SPRING, MN 56320-1020
Document Number	00A1646201
Instrument Date	Dec 09, 2022
Instrument	A1646201
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,194.00 (+9.46%)	$282,300 (+1.95%) Land $45,300 Building $237,000	$282,300 (+1.95%) Land $45,300 Building $237,000
2025		$276,900 (+7.95%) Land $42,400 Building $234,500	$276,900 (+7.95%) Land $42,400 Building $234,500
2023	$2,918.00	$256,500 Land $42,400 Building $214,100	$256,500 Land $42,400 Building $214,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.