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1106 16th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1106 16th Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,848 sqft · built 1965
Lot Size0.131 acres (5,700 sqft)
OwnerIndividual Name on Record
Last Sale$34,000 (Nov 1998)
Tax Bill$2,145 (2024)
Deeds & MortgagesJun 2023 Transfer
Mar 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00057290-000000

Property Details

APN / Parcel Number

Primary APN00057290-000000
Alternative APNs
  • 01010100057290000000
  • 1057771

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,700 sqft (0.131 acres)
Lot Dimensions100 ft deep x 57 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area210 sqft
Deck Area160 sqft
Patio Area472 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1057771
Street Address1106 16TH TER
CityKEY WEST
StateFL
Zip33040-4278
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionBK 5 LOT 8 KW PEARLMAN HEIGHTS PB4-85 OR324-199/200 OR624-815 OR1277-1540/53F/J OR1546-129 OR3232-838
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN HEIGHTS
Legal Block5
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2006
Census Tract971900

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1106 16TH TER, KEY WEST, FL 33040-4278
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 1998 · Amount on Record
Deed SaleNov 18, 1998 · Amount on Record
Prior SaleFeb 1, 1975 · Amount on Record
Deed Book / Page1546 / 129
Last Transfer DateJun 29, 2023
Transfer Doc0032320838
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJun 29, 2023
Property Address1106 16TH TER, KEY WEST, FL 33040-4278
Document Number0032320838
Book / Page3232 / 838
Map ReferenceMB 4 PG 85
Instrument DateJun 29, 2023
Instrument2423503
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1106 16TH TER, KEY WEST, FL 33040-4278

Transferred To (Grantee/Buyer)

NameVerified Name
Address1106 16TH TER, KEY WEST, FL 33040-4278

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1106 16TH TER, KEY WEST, FL 33040-4278
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyFLORIDA TITLE PROS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1106 16TH TER, KEY WEST, FL 33040-4278

Mortgage

Document Number0030821795
DateMar 19, 2021
Book Page3082/1795
Instrument2309331
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$255,000 (+7.77%)$726,862 (-3.23%) Land $474,953 Building $251,909
2024$2,145.00 (+2.19%)
2023$2,099.00 (+4.74%) Homeowner's exemption$236,612 (+3%)$751,095 (+17.5%) Land $523,887 Building $227,208
2022$2,004.00 Homeowner's exemption$229,721$639,253 Land $408,747 Building $230,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies363 units insured
incl. 143 condo units
Nearby Flood Claims348 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 30 claims
  • Hurricane Wilma, Oct 2005 · 243 claims
  • Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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