1024 16th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1024 16th Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,602 sqft · built 1965
Lot Size0.131 acres (5,700 sqft)
Owner2 Individual Names on Record
Last Sale$99,000 (Jan 1988)
Tax Bill$1,798 (2024)
Deeds & MortgagesFeb 2024 Transfer
Flood ZoneZone AE (high risk)
APN00057270-000000

Property Details

APN / Parcel Number

Primary APN00057270-000000
Alternative APNs
  • 01010100057270000000
  • 1057754

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,602 sqft Living Area
1st Floor Area1,602 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,700 sqft (0.131 acres)
Lot Dimensions100 ft deep x 57 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area183 sqft
Deck Area418 sqft
Patio Area562 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1057754
Street Address1024 16TH TER
CityKEY WEST
StateFL
Zip33040-4247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionBLK 5 LT 6 PEARLMAN HEIGHTS PB4-85 OR294-507/08 OR486-343/44 OR682-3 OR763-1765/66 OR1037-1398 OR3264-0577
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN HEIGHTS
Legal Block5
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2006
Census Tract971900

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1024 16TH TER, KEY WEST, FL 33040-4247
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1988 · Amount on Record
Deed SaleJan 1, 1988 · Amount on Record
Prior SaleFeb 1, 1971 · Amount on Record
Deed Book / Page1037 / 1398
Last Transfer DateFeb 23, 2024
Transfer Doc0032640577
Record UpdatedSep 20, 2026

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateFeb 28, 2024
Property Address1024 16TH TER, KEY WEST, FL 33040-4247
Document Number0032640577
Book / Page3264 / 577
Map ReferenceMB 4 PG 85
Instrument DateFeb 23, 2024
Instrument2452667
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1024 16TH TER, KEY WEST, FL 33040-4247

Transferred To (Grantee/Buyer)

NameVerified Name
Address3736 CINDY AVE, KEY WEST, FL 33040-4408

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$207,422 (+5.99%)$673,552 (-3.08%) Land $474,953 Building $198,599
2024$1,798.00 (+2.33%)
2023$1,757.00 (+4.83%) Homeowner's exemption$195,706 (+3%)$694,941 (+19.86%) Land $523,887 Building $171,054
2022$1,676.00 Homeowner's exemption$190,006$579,801 Land $408,747 Building $171,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies363 units insured
incl. 143 condo units
Nearby Flood Claims348 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 30 claims
  • Hurricane Wilma, Oct 2005 · 243 claims
  • Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on 16th Ter

Nearby Streets

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