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11054 Moreno Ave, Lakeside, CA 92040 Property Records

San Diego County property record for 11054 Moreno Ave, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,346 sqft · built 1955
Lot Size1.08 acres (47,045 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Feb 2016)
Tax Bill$1,873 (2025)
Deeds & MortgagesMar 2018 Mortgage
Sep 2019 Mortgage
Flood ZoneZone AE (high risk)
APN392-010-10-00

Property Details

APN / Parcel Number

Primary APN392-010-10-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,346 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area47,045 sqft

Location & Zoning

Street Address11054 MORENO AVE
CityLAKESIDE
StateCA
Zip92040-1431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 1 /EXC N 1/2 OF E 150 FT/ TR 002520
Legal SubdivisionLAKESIDE GARDENS
Legal Tract002520
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1042
Census Tract16902

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11054 MORENO AVE, LAKESIDE, CA 92040-1431
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Sep 27, 2019 · ARM
PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2016 · Amount on Record
Deed SaleFeb 11, 2016 · Amount on Record
Prior SaleDec 22, 1995
Deed Document Number201661798
Last Transfer DateSep 24, 2019
Transfer Doc0000428547
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address11054 MORENO AVE, LAKESIDE, CA 92040-1431
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096891
DateMar 12, 2018
Instrument2018-0096891
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

September 2019:

JurisdictionSAN DIEGO CA
Recording DateSep 27, 2019
Property Address11054 MORENO AVE, LAKESIDE, CA 92040-1431
Document Number0000428547
Map ReferenceMAP 2320
Instrument DateSep 24, 2019
Instrument2019-0428547
Record UpdatedAug 24, 2021
Title CompanyTIMIOS TITLE A CA CORP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11054 MORENO AVE, LAKESIDE, CA 92040-1431

Mortgage

Document Number0000428548
DateSep 27, 2019
Instrument2019-0428548
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateOct 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$154,729 (+2%) Land $69,280 Building $85,449
2025$1,873.00 (+5.58%) Homeowner's exemption$151,696 (+4.04%) Land $67,922 Building $83,774
2023$1,774.00 (+1.78%) Homeowner's exemption$145,808 Land $65,286 Building $80,522
2022$1,743.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims29 (1978–2016)
Claims Outside the SFHA1 of 29
Most Recent ClaimMar 2016 · other causes
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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