San Diego County property record for 11046 Moreno Ave, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 760 sqft · built 1935 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Mar 2000) |
| Tax Bill | $2,392 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 392-010-09-00 |
| Primary APN | 392-010-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 760 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 51,401 sqft |
| Street Address | 11046 MORENO AVE |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 2 TR 002520 |
| Legal Subdivision | LAKESIDE GARDENS |
| Legal Tract | 002520 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 16902 |
Source: San Diego County records · APN 392-010-09-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11046 MORENO AVE, LAKESIDE, CA 92040-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI CASHCALL |
| Jun 23, 2018 | Deed of Trust, Mortgage · Conventional with PMI CASHCALL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2000 · Amount on Record |
| Deed Sale | Mar 29, 2000 · Amount on Record |
| Deed Document Number | 2000159682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11046 MORENO AVE, LAKESIDE, CA 92040-1431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1046 MORENO AVE, LAKESIDE, CA 92040 |
| Document Number | 0000051737 |
|---|---|
| Date | Feb 03, 2022 |
| Instrument | 2022-0051737 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11046 MORENO AVE, LAKESIDE, CA 92040-1431 |
| Document Number | 0000435685 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2019 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11046 MORENO AVE LAKESIDE CA 920401431, LAKESIDE, CA 92040-1431 |
| Document Number | 0000435685 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 435685 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 30, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11046 MORENO AVE, LAKESIDE, CA 92040-1431 |
| Document Number | 0000274825 |
| Instrument Date | Jun 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11046 MORENO AVE LAKESIDE CA 920401431, LAKESIDE, CA 92040-1431 |
| Document Number | 0000274825 |
|---|---|
| Date | Jul 06, 2018 |
| Instrument | 274825 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 05, 2033 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $199,067 (+2%) Land $148,918 Building $50,149 | |
| 2025 | $2,392.00 (+5.47%) Homeowner's exemption | $195,165 (+4.04%) Land $145,999 Building $49,166 |
| 2023 | $2,268.00 (+1.75%) Homeowner's exemption | $187,588 Land $140,331 Building $47,257 |
| 2022 | $2,229.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 29 (1978–2016) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Mar 2016 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKESIDE WD private · serves 35,500 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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