Schenectady County and Schenectady City property record for 1105 Union St, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,382 sqft · built 1890 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jan 2023) |
| Tax Bill | $8,577 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.75-1-60 |
| Primary APN | 421500 39.75-1-60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,382 sqft Total Area |
| 1st Floor Area | 1,691 sqft |
| 2nd Floor Area | 1,691 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,120 sqft (0.14 acres) |
| Lot Dimensions | 153 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 483 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1105 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2805 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF 2 WOOD 000570521 47,000 |
| Legal Block | 1 |
| Legal Lot Number | 60.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 33400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1105 Union St, a duplex, is owned and occupied by two individuals who bought it in January 2023.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1105 UNION ST, SCHENECTADY, NY 12308-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Apr 7, 2021 | Administrator's Deed, Transfer SELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on File |
| Deed Sale | Jan 20, 2023 · Amount on File |
| Prior Sale | Apr 7, 2021 · Amount on File |
| Deed Document Number | 20233656 |
| Deed Book / Page | 2101 / 141 |
| Prior Transfer Date | Jan 31, 2003 |
| Prior Transfer Doc | 1643000469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 20, 2023 |
| Property Address | 1105 UNION ST, SCHENECTADY, NY 12308-2805 |
| Document Number | 0000003656 |
| Book / Page | 2101 / 141 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 202303656 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 ELM ST, SCHENECTADY, NY 12304-1202 |
| Name | Verified Name |
|---|---|
| Address | 1078 CORNELIUS AVE, NISKAYUNA, NY 12309-5907 |
| Document Number | 0000003657 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 5284/480 |
| Instrument | 202303657 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 7, 2021 |
| Property Address | 1105 UNION ST, SCHENECTADY, NY 12308-2805 |
| Document Number | 0000015411 |
| Book / Page | 2056 / 155 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 202115411 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | SELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 CRAWFORD DR, 28, BALLSTON LAKE, NY 12019-2740 |
| Name | Verified Name |
|---|---|
| Address | 60 ELM ST, SCHENECTADY, NY 12304-1202 |
The 2026 property tax bill for 1105 Union St was $8,577, up 2.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,577.00 (+2.57%) | ||
| 2025 | $8,362.00 | $160,000 Land $19,500 Building $140,500 | $264,945 Land $32,290 Building $232,655 |
| 2023 | $130,000 (-) Land $19,500 Building $110,500 | $164,557 (+3.8%) Land $24,684 Building $139,873 | |
| 2022 | $130,000 Land $19,500 Building $110,500 | $158,537 Land $23,781 Building $134,756 | |
| 2021 | $6,713.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1105 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1105 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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