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1022 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1022 Union St, Schenectady, NY 12308 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Year BuiltBuilt 1986
Square Footage5,168 sqft Gross Area
Lot Size12,000 sqft (0.275 acres)
GarageDetached, 400 sqft
Last Sale$215,000 (2023)
Tax Bill$10,259.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 39.82-3-10
Alternative APN
  • 150003908200030100000000

Interior

Units2 Units
Building Area5,168 sqft Gross Area
Basement Area2,036 sqft Basement
Unfinished Basement2,036 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1986
Lot Area12,000 sqft (0.275 acres)
Depth X Width200 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage
Porch Area450 sqft Porch

Utilities and HVAC

Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1022 UNION ST
CitySCHENECTADY
StateNY
Zip12308-2861
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Description2 WOOD
Legal Block3
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2003
Census Tract20800

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.82-3-10

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2390 PARKVILLE PL, SCHENECTADY, NY 12309-6706
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2023Deed of Trust, Mortgage · Commercial Mortgage
PIONEER BANK
Jul 07, 2023Warranty Deed, Transfer · Commercial Mortgage
ANTHONY K WARD ETAL
Aug 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
SEFCU
Aug 09, 2018Loan Modification, Mortgage · Line of Credit
SEFCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2023 · Amount on Record
Deed SaleJul 07, 2023 · Amount on Record
Deed Doc Number202338988
Deed Book / Page2111 / 464
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1022 UNION ST, SCHENECTADY, NY 12308-2861
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2390 PARKVILLE PL, NISKAYUNA, NY 12309-6706

Mortgage

Document Number0000050992
DateSep 08, 2023
Book Page5329/540
Instrument202350992
Lender
NamePIONEER BANK
TypeBank
AddressALBANY, NY 12211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 07, 2023
Property Address1022 UNION ST, SCHENECTADY, NY 12308-2861
Document Number0000038988
Book / Page2111 / 464
Instrument DateJun 07, 2023
Instrument202338988
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7 DOUGLAS RD, SCHENECTADY, NY 12308-2407

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9011, NISKAYUNA, NY 12309-0011

Mortgage

Document Number0000038989
DateJul 07, 2023
Instrument202338989
Lender
NameANTHONY K WARD ETAL
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1022 UNION ST, SCHENECTADY, NY 12308-2861
Document Number0000036539
Instrument DateAug 09, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 JAY ST SCHENECTADY NY 123051963, SCHENECTADY, NY 12305-1963

Mortgage

Document Number0000036539
DateAug 16, 2018
Book Page004857/000950
Instrument36539
Lender
NameSEFCU
TypeCredit Union
AddressSCHENECTADY, NY 12305
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1022 UNION ST, SCHENECTADY, NY 12308-2861
Document Number0000036542
Instrument DateAug 09, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 JAY ST SCHENECTADY NY 123051963, SCHENECTADY, NY 12305-1963

Mortgage

Document Number0000036542
DateAug 16, 2018
Book Page004858/000001
Instrument36542
Lender
NameSEFCU
TypeCredit Union
AddressSCHENECTADY, NY 12305
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,259.00 (+12.87%)$220,000 (-) Land $27,700 Building $192,300$364,299 (+30.82%) Land $45,869 Building $318,430
2023$220,000 (-1.87%) Land $27,700 Building $192,300$278,481 (+1.85%) Land $35,063 Building $243,418
2022$224,200 Land $27,700 Building $196,500$273,415 Land $33,781 Building $239,634
2021$9,089.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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