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1105 Thomas Rd, Lakeland, FL 33809 Property Records

Polk County property record for 1105 Thomas Rd, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,570 sqft · built 1965
Lot Size0.911 acres (39,692 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Sep 2020)
Tax Bill$2,943 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-27-01-000000-044160

Property Details

APN / Parcel Number

Primary APN23-27-01-000000-044160
Alternative APNs
  • 012723000000044160
  • 12723000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,570 sqft Living Area
1st Floor Area1,570 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialMetal
Lot Area39,692 sqft (0.911 acres)
Lot Dimensions242 ft deep x 162 ft wide
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area1,080 sqft

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area544 sqft
Shed1 Shed
Shed Area400 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1105 THOMAS RD
CityLAKELAND
StateFL
Zip33809-6532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionBEG NW COR OF S1/2 OF SW1/4 RUN S 627.5 FT E 381.86 FT FOR POB CONT E 162.5 FT S 287.9 FT W 162.5 FT N TO POB LESS N 20 FT & S 25 FT FOR RD R/W BEING LOT 14 UNRE AVALON
Legal Range23E
Legal Township27S
Legal Section01
Legal SubdivisionAVALON
Legal Tract000000
Legal Block2
Legal Lot Number14
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2013
Census Tract12307

Owner

1105 Thomas Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1105 THOMAS RD, LAKELAND, FL 33809-6532
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2020 · Amount on File
Deed SaleSep 2, 2020 · Amount on File
Prior SaleMay 13, 2014 · Amount on File
Deed Document Number2020181661
Deed Book / Page11360 / 703
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 2, 2020
Property Address1105 THOMAS RD, LAKELAND, FL 33809-6532
Document Number0113600703
Book / Page011360 / 000703
Instrument DateAug 31, 2020
Instrument181661
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1105 THOMAS RD LAKELAND FL 338096532, LAKELAND, FL 33809-6532

Mortgage

Document Number113600705
DateSep 2, 2020
Book Page011360/000705
Instrument181662
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Thomas Rd was $2,943 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,098 (+2.7%)$318,173 (-9.58%) Land $39,182 Building $278,991
2025$2,943.00 Homeowner's exemption$267,866$351,882 Land $38,700 Building $313,182
2023$3,314.00 (+2.95%) Homeowner's exemption$252,735 (+3%)$352,593 (+9.26%) Land $37,800 Building $314,793
2022$3,219.00 Homeowner's exemption$245,374$322,711 Land $31,500 Building $291,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Thomas Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims13 (2004–2024)
Claims Outside the SFHA2 of 13
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 7 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Thomas Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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