1105 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 1105 S 3rd St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,162 sqft · built 1887
Lot Size	0.148 acres (6,474 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Oct 2023)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-10-127-002`

Property Details

APN / Parcel Number

Primary APN	`16-10-127-002`

Interior

Stories	1 Story
Building Area	1,162 sqft Living Area
Basement Area	590 sqft
Unfinished Basement	590 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Lot Area	6,474 sqft (0.148 acres)
Lot Dimensions	106 ft deep x 60 ft wide

Location & Zoning

Street Address	1105 S 3RD ST
City	OREGON
State	IL
Zip	61061-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOTS 4 & 5 EX E 64FT SD LOTS BLK 7 RAILROAD ADD CITY OF OREGON
Legal Subdivision	RAILROAD ADD
Legal Block	7
Legal Lot Number	4-5
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4041
Census Tract	961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 S 3RD ST, OREGON, IL 61061-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · FHA Mortgage LOAN DEPOT INC
Mar 12, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	20234758
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	0000002242
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 30, 2023
Property Address	1105 S 3RD ST, OREGON, IL 61061-2320
Document Number	0000004758
Map Reference	PB A PG 144
Instrument Date	Oct 26, 2023
Instrument	202304758
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 S 3RD ST, OREGON, IL 61061-2320

Mortgage

Document Number	0000004759
Date	Oct 30, 2023
Instrument	202304759

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

Mortgage

Document Number	0000004760
Date	Oct 30, 2023
Instrument	202304760

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2028

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Mar 12, 2021
Property Address	1105 S 3RD ST, OREGON, IL 61061-2320
Document Number	0000001822
Instrument Date	Mar 8, 2021
Instrument	202101822
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10017 S 52ND AVE, OAK LAWN, IL 60453-3949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 S 3RD ST, OREGON, IL 61061-2320

Mortgage

Document Number	0000001823
Date	Mar 12, 2021
Instrument	202101823

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,186.00 (+26.73%)	$38,849 (+18.33%) Land $5,469 Building $33,380	$116,547 (+18.33%) Land $16,407 Building $100,140
2023		$32,830 (+8.04%) Land $4,963 Building $27,867	$98,490 (+8.04%) Land $14,889 Building $83,601
2022	$2,514.00	$30,387 Land $4,594 Building $25,793	$91,161 Land $13,782 Building $77,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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