1005 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 1005 S 3rd St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,736 sqft
Lot Size0.187 acres (8,152 sqft)
OwnerIndividual Name on Record
Tax Bill$3,350 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN16-10-126-003

Property Details

APN / Parcel Number

Primary APN16-10-126-003

Interior

Stories1 Story
Building Area1,736 sqft Living Area
Basement Area1,064 sqft
Unfinished Basement1,064 sqft

Exterior

Lot Area8,152 sqft (0.187 acres)
Lot Dimensions124 ft deep x 66 ft wide
Garage TypeAttached
Garage Area336 sqft

Location & Zoning

Street Address1005 S 3RD ST
CityOREGON
StateIL
Zip61061-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 8 BLK 6 RAILROAD ADD CITY OF OREGON
Legal SubdivisionRAILROAD ADD
Legal Block6
Legal Lot Number8
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group4
Census Block4054
Census Tract961400

Owner

Source: Ogle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 S 3RD ST, OREGON, IL 61061-2318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Deed of Trust, Mortgage · Line of Credit
BYRON BANK
Sep 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
BYRON BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address1005 S 3RD ST, OREGON, IL 61061-2318
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004648
DateOct 23, 2023
Instrument202304648
Lender
NameBYRON BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate9.5%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address1005 S 3RD ST, OREGON, IL 61061-2318
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005369
DateSep 26, 2018
Instrument201805369
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,350.00 (+30.5%)$40,541 (+21.42%) Land $7,038 Building $33,503$121,623 (+21.42%) Land $21,114 Building $100,509
2023$33,388 Land $5,419 Building $27,969$100,164 Land $16,257 Building $83,907
2022$2,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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