1105 Riverwood Dr, Algonquin, IL 60102 Property Records

Kane County property record for 1105 Riverwood Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,045 sqft · built 1982
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Nov 2019)
Tax Bill	$7,188 (2025)
Deeds & Mortgages	Nov 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-03-229-005`

Property Details

APN / Parcel Number

Primary APN	`03-03-229-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
Gross Area	2,489 sqft
1st Floor Area	1,045 sqft
Basement Area	1,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1105 RIVERWOOD DR
City	ALGONQUIN
State	IL
Zip	60102-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 RIVERWOOD ESTATES UNIT 1 SUBDIVISION: RIVERWOOD ESTATES RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	61
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1003
Census Tract	850106

Owner

1105 Riverwood Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Kane County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1105 RIVERWOOD DR, ALGONQUIN, IL 60102-3816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Jan 10, 2005 · Amount on File
Deed Document Number	201955824
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 18, 2019
Property Address	1105 RIVERWOOD DR, ALGONQUIN, IL 60102-3816
Document Number	0000055824
Map Reference	DOC 1509577
Instrument Date	Nov 12, 2019
Instrument	2019K055824
Transaction Type	Construction Loan
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1105 RIVERWOOD DR, ALGONQUIN, IL 60102-3816

Mortgage

Document Number	0000055825
Date	Nov 18, 2019
Instrument	2019K055825

Lender

Name	FIRST CENTENNIAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Riverwood Dr was $7,188 with a homeowner's exemption, up 5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,188.00 (+4.98%) Homeowner's exemption	$106,078 (+9.42%) Land $27,320 Building $78,758	$318,361 (+9.42%) Land $81,993 Building $236,369
2024	$6,847.00	$96,946 Land $24,968 Building $71,978	$290,954 Land $74,934 Building $216,020
2022	$5,925.00 (+3.22%) Homeowner's exemption	$74,588 (+5.91%) Land $22,465 Building $52,123	$223,764 (+5.91%) Land $67,395 Building $156,369
2021	$5,740.00 Homeowner's exemption	$70,425 Land $21,211 Building $49,214	$211,275 Land $63,633 Building $147,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1105 Riverwood Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1105 Riverwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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