1102 Riverwood Dr, Algonquin, IL 60102 Property Records

Kane County property record for 1102 Riverwood Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,355 sqft · built 1980
Lot Size	0.046 acres (2,047 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2011)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-03-233-002`

Property Details

APN / Parcel Number

Primary APN	`03-03-233-002`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,355 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	776 sqft
Basement Area	483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	2,047 sqft (0.046 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1102 RIVERWOOD DR
City	ALGONQUIN
State	IL
Zip	60102-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 (RESUB OF LOT 79 UNIT 1) RIVERWOOD ESTATES UNIT 2
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	59,79
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1001
Census Tract	850106

Owner

1102 Riverwood Dr is owned and occupied by an individual who bought it in September 2011.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1102 RIVERWOOD DR, ALGONQUIN, IL 60102-3817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 9, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2011 · Amount on File
Deed Sale	Sep 29, 2011 · Amount on File
Prior Sale	Aug 31, 2004 · Amount on File
Deed Document Number	201157182
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1102 RIVERWOOD DR, ALGONQUIN, IL 60102-3817
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 RIVERWOOD DR, ALGONQUIN, IL 60102-3817

Mortgage

Document Number	0000002819
Date	Jan 27, 2023
Instrument	2023K002819

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1102 RIVERWOOD DR, ALGONQUIN, IL 60102-3817
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029100
Date	Apr 14, 2021
Instrument	2021K029100

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1102 RIVERWOOD DR, ALGONQUIN, IL 60102-3817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050763
Date	Oct 17, 2018
Instrument	2018K050763

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1102 RIVERWOOD DR, ALGONQUIN, IL 60102-3817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047891
Date	Oct 9, 2019
Instrument	2019K047891

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1102 RIVERWOOD DR, ALGONQUIN, IL 60102-3817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044203
Date	Aug 10, 2020
Instrument	2020K044203

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Riverwood Dr was $4,788 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,788.00 Homeowner's exemption	$72,004 (+9.42%) Land $9,160 Building $62,844	$216,098 (+9.42%) Land $27,491 Building $188,607
2024		$65,805 Land $8,371 Building $57,434	$197,494 Land $25,123 Building $172,371
2022	$4,469.00 (+3.4%) Homeowner's exemption	$57,733 (+5.91%) Land $7,532 Building $50,201	$173,199 (+5.91%) Land $22,596 Building $150,603
2021	$4,322.00 Homeowner's exemption	$54,512 Land $7,112 Building $47,400	$163,536 Land $21,336 Building $142,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1102 Riverwood Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1102 Riverwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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