1105 Philo Rd, Urbana, IL 61801 Property Records

Champaign County property record for 1105 Philo Rd, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 712 sqft · built 1908
Lot Size	0.144 acres (6,284 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Apr 2025)
Tax Bill	$4,608 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-331-007`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-331-007`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	712 sqft Building Perimeter
1st Floor Area	712 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,284 sqft (0.144 acres)
Garage Type	Detached
Garage Area	572 sqft
Driveway	Concrete Driveway
Driveway Area	790 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1105 PHILO RD
City	URBANA
State	IL
Zip	61801-5373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 1 CHAMPAIGN - URBANA AMVETS HOMESTEAD ASSOCIATION SUB
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	CHAMPAIGN - URBANA AMVETS HOMESTEAD ASSO
Legal Block	1
Legal Lot Number	11
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4003
Census Tract	5601

Owner

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 PHILO RD, URBANA, IL 61801-5373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FSB OF CHAMPAIGN URBANA
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Oct 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	20254397
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	0000016488
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 22, 2022
Property Address	1105 PHILO RD, URBANA, IL 61801-5373
Document Number	0000005191
Map Reference	MB K PG 33
Instrument Date	Mar 10, 2022
Instrument	2022R05191
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005192
Date	Mar 22, 2022
Instrument	2022R05192

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 15, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1105 PHILO RD, URBANA, IL 61801-5373
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017574
Date	Oct 21, 2019
Instrument	2019R17574

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 2, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 3, 2019
Property Address	1105 PHILO RD, URBANA, IL 61801-5373
Document Number	0000016488
Instrument Date	Sep 27, 2019
Instrument	16488
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 PHILO RD URBANA IL 618015373, URBANA, IL 61801-5373

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,920 (+25.91%) Land $12,490 Building $40,430	$158,760 (+25.91%) Land $37,470 Building $121,290
2024	$4,608.00 (+18.18%)
2022	$3,899.00 Homeowner's exemption	$42,030 Land $9,930 Building $32,100	$126,090 Land $29,790 Building $96,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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