1105 Merganser Way, Waco, TX 76706 Property Records

McLennan County property record for 1105 Merganser Way, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,480 sqft · built 2013
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Tax Bill	$5,495 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-026659-000412-0`

Property Details

APN / Parcel Number

Primary APN	`48-026659-000412-0`
Alternative APN	`323873`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	520 sqft
Driveway	Concrete Driveway
Driveway Area	288 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Patio Area	20 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1105 MERGANSER WAY
City	WACO
State	TX
Zip	76706-4197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKES AT UNIVERSITY PARKS LOT 12 BLOCK 4 ACRES .1377
Legal Subdivision	LAKES AT UNIVERSITY PARKS
Legal Block	4
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1017
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10815 HUNTERS WAY, HELOTES, TX 78023-4250
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPE MORTGAGE CORPORATION
Dec 30, 2019	Warranty Deed, Transfer QUICKEN LNS
Apr 24, 2019	Quit Claim Deed, Transfer HEATHER S POPOVEC
Oct 19, 2018	Warranty Deed, Transfer CITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024
Deed Sale	May 1, 2024
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	202412938
Prior Transfer Date	Dec 23, 2019
Prior Transfer Doc	0000042800
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jun 1, 2026
Property Address	1105 MERGANSER WAY, WACO, TX 76706-4197
Document Number	0000017299
Instrument Date	May 26, 2026
Instrument	202617299
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	10815 HUNTERS WAY, HELOTES, TX 78023-4250

Mortgage

Document Number	0000017299,
Date	Jun 1, 2026
Instrument	202617299

Lender

Name	CAPE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 30, 2019
Property Address	1105 MERGANSER WAY, WACO, TX 76706-4197
Document Number	0000042800
Instrument Date	Dec 27, 2019
Instrument	42800
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1105 MERGANSER WAY WACO TX 767064197, WACO, TX 76706-4197

Mortgage

Document Number	42801
Date	Dec 30, 2019
Instrument	42801

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 24, 2019
Property Address	1105 MERGANSER WAY, WACO, TX 76706-4197
Document Number	0000013478
Instrument Date	Apr 22, 2019
Instrument	13478
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 STALLION RUN SAN ANTONIO TX 782593309, SAN ANTONIO, TX 78259-3309

Mortgage

Document Number	13479
Date	Apr 24, 2019
Instrument	13479

Lender

Name	HEATHER S POPOVEC
Address	930 VIENTO PT, SAN ANTONIO, TX 78260-4324
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 19, 2018
Property Address	1105 MERGANSER WAY, WACO, TX 76706-4197
Document Number	0000036997
Instrument Date	Oct 10, 2018
Instrument	36997
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962
Investor	Possibly a Property Investor

Mortgage

Document Number	36998
Date	Oct 19, 2018
Instrument	36998

Lender

Name	CITY BK
Type	Bank
Address	COLLEGE STATION, TX 77840

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,060 (+5.16%) Land $49,260 Building $207,800	$257,060 (+5.16%) Land $49,260 Building $207,800
2025	$5,495.00 (-17.68%)	$244,440 (-7.92%) Land $44,760 Building $199,680	$244,440 (-7.92%) Land $44,760 Building $199,680
2024	$6,675.00 (+130.17%)
2023		$265,470 Land $44,760 Building $220,710	$265,470 Land $44,760 Building $220,710
2022	$2,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRAZOS WSC serves 3,183 people · EPA ID TX0730021
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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