1101 Merganser Way, Waco, TX 76706 Property Records

McLennan County property record for 1101 Merganser Way, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 2019
Lot Size	0.152 acres (6,622 sqft)
Owner	2 Individual Names on File
Last Sale	$253,600 (Oct 2019)
Tax Bill	$5,084 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-026659-000414-0`

Property Details

APN / Parcel Number

Primary APN	`48-026659-000414-0`
Alternative APN	`323875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,876 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	6,622 sqft (0.152 acres)
Lot Dimensions	69 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1101 MERGANSER WAY
City	WACO
State	TX
Zip	76706-4197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKES AT UNIVERSITY PARKS LOT 14 BLOCK 4 ACRES .152
Legal Subdivision	LAKES AT UNIVERSITY PARKS
Legal Block	4
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1017
Census Tract	1900

Owner

1101 Merganser Way is owned and occupied by two individuals who bought it in October 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1101 MERGANSER WAY, WACO, TX 76706-4197
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 24, 2019	Loan Modification, Mortgage NOT AVAILABLE
Oct 19, 2018	Warranty Deed, Transfer CITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Deed Document Number	201936114
Prior Transfer Date	Sep 17, 2019
Prior Transfer Doc	0000036114
Record Updated	Oct 29, 2026

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 29, 2019
Property Address	1101 MERGANSER WAY, WACO, TX 76706-4197
Document Number	0000036114
Map Reference	FILE 2003047915
Instrument Date	Sep 17, 2019
Instrument	2019036114
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 MERGANSER WAY, WACO, TX 76706-4197

Mortgage

Document Number	0000036115
Date	Oct 29, 2019
Instrument	2019036115

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1101 MERGANSER WAY, WACO, TX 76706-4197
Document Number	0000013709
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 19, 2018
Property Address	1101 MERGANSER WAY, WACO, TX 76706-4197
Document Number	0000036997
Instrument Date	Oct 10, 2018
Instrument	36997
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962
Investor	Possibly a Property Investor

Mortgage

Document Number	36998
Date	Oct 19, 2018
Instrument	36998

Lender

Name	CITY BK
Type	Bank
Address	COLLEGE STATION, TX 77840

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1101 Merganser Way was $5,084 with a homeowner's exemption, up 7.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,433 (+7.94%) Land $52,511 Building $292,922	$345,433 (+5.87%) Land $52,511 Building $292,922
2025	$5,084.00 (+7.94%) Homeowner's exemption	$320,024 Land $47,740 Building $278,530	$326,270 Land $47,740 Building $278,530
2024	$4,710.00
2023		$352,320 Land $47,740 Building $304,580	$352,320 Land $47,740 Building $304,580
2022	$4,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1101 Merganser Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Merganser Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRAZOS WSC serves 3,183 people · EPA ID TX0730021
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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