1105 Makarios Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1105 Makarios Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,083 sqft · built 2002
Owner	Trust Name on File
Last Sale	$420,000 (Jul 2020)
Tax Bill	$8,614 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`172490-0205`

Property Details

APN / Parcel Number

Primary APN	`172490-0205`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,083 sqft Living Area
1st Floor Area	2,083 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002

Location & Zoning

Street Address	1105 MAKARIOS DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-8796
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR1558/854) CARRIAGE HOMES AT MAKARIOS CONDO PH I (W/3RD AMEND OR1999/408) BLDG 2 UNIT D-1 OR4987/1743
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	CARRIAGE HOMES MAKARIOS PH 1 BLDG 2
Legal Phase	1
Legal Lot Number	5
Legal Unit	D-1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1030
Census Tract	21410

Owner

1105 Makarios Dr, a condominium, is held in a trust since July 2020.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Trust Name on File
Mailing Address	1720 SE 16TH AVE, 200, OCALA, FL 34471-4620
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit MAINSTREET COMMUNITY BANK OF FLORIDA
Jul 13, 2020	Warranty Deed, Transfer MARION LAKE SUMTER TITLE LLC
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage III EXEMPT TRUST (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Jan 25, 2016 · Amount on File
Deed Document Number	202055896
Deed Book / Page	4987 / 1743
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1105 MAKARIOS DR, SAINT AUGUSTINE, FL 32080-8796
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 MAKARLOS DRIVE, SAINT AUGUSTINE, FL 32080-8796

Mortgage

Document Number	0054600927
Date	Jan 4, 2022
Book Page	5460/927
Instrument	2022000537

Lender

Name	MAINSTREET COMMUNITY BANK OF FLORIDA
Type	Bank
Address	OCALA, FL 34475

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 13, 2020
Property Address	1105 MAKARIOS DR, SAINT AUGUSTINE, FL 32080-8796
Document Number	0049871743
Book / Page	004987 / 001743
Instrument Date	Jul 9, 2020
Instrument	55896
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	MARION LAKE SUMTER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$21.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1720 SE 16TH AVE #200 OCALA FL 344714620, 200, OCALA, FL 34471-4620

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1105 MAKARIOS DR, SAINT AUGUSTINE, FL 32080-8796
Document Number	0049871745
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1720 SE 16TH AVE #200 OCALA FL 344714620, 200, OCALA, FL 34471-4620

Mortgage

Document Number	0049871745
Date	Jul 13, 2020
Book Page	004987/001745
Instrument	55897

Lender

Name	III EXEMPT TRUST (CT)
Address	4465 S JONES BLVD, LAS VEGAS, NV 89103-3307

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Makarios Dr was $8,614, up 13.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,000 (-) Building $532,000	$532,000 (-) Building $532,000
2025	$8,614.00 (+13.09%)	$532,000	$532,000
2024	$7,617.00 (+6.58%)
2023	$7,147.00 (+11.9%)	$499,300 (+21.78%)	$499,300 (+21.78%)
2022	$6,387.00	$410,000	$410,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Makarios Dr in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Makarios Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: IQ Fiber.

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