Pender County property record for 1105 Highlands Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,897 sqft · built 2007 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $521,500 (Jun 2024) |
| Tax Bill | $2,949 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3293-29-2972-0000 |
| Primary APN | 3293-29-2972-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,897 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 10,890 sqft (0.25 acres) |
| Pool Area | 396 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 186 sqft |
| Patio Area | 984 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000057945 |
|---|---|
| Street Address | 1105 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L144,PB 38/45 CASTLE BAY, PH 4 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 4 |
| Legal Lot Number | 144 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920203 |
1105 Highlands Dr is owned and occupied by two individuals who bought it in June 2024.
Source: Pender County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1105 HIGHLANDS DR, HAMPSTEAD, NC 28443-7222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC |
| May 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVING |
| Jun 5, 2019 | Loan Modification, Mortgage · FHA Mortgage GUARANTEED RATE |
| Aug 30, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Jun 2, 2017 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on File |
| Deed Sale | Jun 11, 2024 · Amount on File |
| Prior Sale | Aug 30, 2018 · Amount on File |
| Deed Document Number | 202420129486 |
| Deed Book / Page | 4838 / 2728 |
| Prior Transfer Date | Feb 18, 2005 |
| Prior Transfer Doc | 0025900082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 1105 HIGHLANDS DR, HAMPSTEAD, NC 28443-7222 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Title Company | REAL ADVANTAGE LLC |
| Name | Verified Name |
|---|
| Document Number | 0048040429 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 4804/429 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 1105 HIGHLANDS DR, HAMPSTEAD, NC 28443-7222 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047511544 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 4751/1544 |
| Name | DMI MORTGAGE SERVING |
|---|---|
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jul 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 1105 HIGHLANDS DR, HAMPSTEAD, NC 28443-7222 |
| Document Number | 0046900409 |
| Instrument Date | Jun 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1105 HIGHLANDS DR HAMPSTEAD NC 284437222, HAMPSTEAD, NC 28443-7222 |
| Document Number | 0046900409 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 004690/000409 |
| Instrument | 20052074 |
| Name | GUARANTEED RATE |
|---|---|
| Address | FLINT, MI 48501-1105 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 30, 2018 |
| Property Address | 1105 HIGHLANDS DR, HAMPSTEAD, NC 28443-7222 |
| Document Number | 0046711575 |
| Book / Page | 004671 / 001575 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 20040683 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1105 HIGHLANDS DR HAMPSTEAD NC 284437222, HAMPSTEAD, NC 28443-7222 |
| Document Number | 46711578 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 004671/001578 |
| Instrument | 20040684 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 2, 2017 |
| Property Address | 1105 HIGHLANDS DR, HAMPSTEAD, NC 28443-7222 |
| Document Number | 0046441264 |
| Book / Page | 4644 / 1264 |
| Map Reference | MB 38 PG 45 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5462 SANDY SHELL DR, 5462, APOLLO BEACH, FL 33572-3516 |
| Name | Verified Name |
|---|---|
| Address | 1105 HIGHLANDS DR, HAMPSTEAD, NC 28443-7222 |
| Document Number | 46441268 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 4644/1268 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 1105 Highlands Dr was $2,949.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,949.00 | $564,140 Land $38,063 Building $526,077 | $564,140 Land $38,063 Building $526,077 |
| 2023 | $297,197 (-) Land $64,751 Building $232,446 | $297,197 (-) Land $64,751 Building $232,446 | |
| 2022 | $2,584.00 | $297,197 Land $64,751 Building $232,446 | $297,197 Land $64,751 Building $232,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 Highlands Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1105 Highlands Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures