Pender County property record for 1074 Highlands Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,164 sqft · built 2005 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,291 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3293-29-0933-0000 |
| Primary APN | 3293-29-0933-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Porch |
| Porch Area | 211 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000022410 |
|---|---|
| Old Parcel Number | 3293 29 0933 0000 |
| Street Address | 1074 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L136,PB 38/45 CASTLE BAY, PHASE 4 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 4 |
| Legal Lot Number | 136 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 920203 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1074 HIGHLANDS DR, HAMPSTEAD, NC 28443-7221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 18, 2018 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Mar 22, 2018 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Feb 22, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 |
| Deed Sale | Jul 18, 2018 |
| Prior Sale | Mar 22, 2018 |
| Deed Document Number | 0029754668 |
| Deed Book / Page | 2975 / 4668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 1074 HIGHLANDS DR, HAMPSTEAD, NC 28443-7221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1074 HIGHLANDS DR, TOWNSEND, VA 23443 |
| Document Number | 0047681754 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 4768/1754 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 18, 2018 |
| Property Address | 1074 HIGHLANDS DR, HAMPSTEAD, NC 28443-7221 |
| Document Number | 0046682975 |
| Book / Page | 004668 / 002975 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 20039153 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1074 HIGHLANDS DR HAMPSTEAD NC 284437221, HAMPSTEAD, NC 28443-7221 |
| Document Number | 46682977 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 004668/002977 |
| Instrument | 20039154 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 22, 2018 |
| Property Address | 1074 HIGHLANDS DR, HAMPSTEAD, NC 28443-7221 |
| Document Number | 0046610740 |
| Book / Page | 004661 / 000740 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 20034645 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Feb 22, 2018 |
| Property Address | 1074 HIGHLANDS DR, HAMPSTEAD, NC 28443-7221 |
| Document Number | 0046591809 |
| Book / Page | 004659 / 001809 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 20033667 |
| Transaction Type | Foreclosure |
| Record Updated | May 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.08 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7195 DALLAS PKWY PLANO TX 750244922, PLANO, TX 75024-4922 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,291.00 (+15.01%) | $419,592 (+85.55%) Land $45,203 Building $374,389 | $419,592 (+85.55%) Land $45,203 Building $374,389 |
| 2023 | $226,131 (-) Land $68,896 Building $157,235 | $226,131 (-) Land $68,896 Building $157,235 | |
| 2022 | $1,992.00 | $226,131 Land $68,896 Building $157,235 | $226,131 Land $68,896 Building $157,235 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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