1105 Garnoa Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1105 Garnoa Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,073 sqft · built 1958
Lot Size	0.298 acres (13,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,500 (Jun 2018)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0231-0128-00`

Property Details

APN / Parcel Number

Primary APN	`590-0231-0128-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft
Basement Area	1,073 sqft

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,024 sqft (0.298 acres)
Lot Dimensions	215 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1105 GARNOA DR
City	CINCINNATI
State	OH
Zip	45231-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARNOA ST 60.49 X 215.97 IRR LOT 48 WILDBROOK ACRES SUB
Legal Subdivision	WILDBROOK ACRES SUB
Legal Lot Number	48
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2002
Census Tract	22101

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 GAMOA DR, CINCINNATI, OH 45231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	0000049462
Deed Book / Page	013686 / 001183
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2018
Property Address	1105 GARNOA DR, CINCINNATI, OH 45231-3710
Document Number	0000049462
Book / Page	013686 / 001183
Instrument Date	Jun 4, 2018
Instrument	49462
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	PRODIGY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1105 GARNOA DR CINCINNATI OH 452313710, CINCINNATI, OH 45231-3710

Mortgage

Document Number	49463
Date	Jun 11, 2018
Book Page	013686/001184
Instrument	49463

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,116.00 (+4.6%)	$45,353 (+%) Land $10,671 Building $34,682
2024	$2,979.00 (+4.12%)	$45,352 (-) Land $10,671 Building $34,681
2023	$2,861.00 (-0.38%)	$45,352 (+32.9%) Land $10,671 Building $34,681	$129,580 (+32.9%) Land $30,490 Building $99,090
2022	$2,872.00 Homeowner's exemption	$34,126 Land $8,481 Building $25,645
2020			$97,500 Land $24,230 Building $73,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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