Hamilton County property record for 1072 Garnoa Dr, Cincinnati, OH 45231 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,025 sqft · built 1958 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Feb 2023) |
| Tax Bill | $2,657 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0231-0168-00 |
| Primary APN | 590-0231-0168-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 200 ft deep x 66.5 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1072 GARNOA DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARNOA ST 66.52 X 200 IRRLOT 93 WILDBROOK ACRE 2NDBL A |
| Legal Subdivision | WILDBROOK ACRE 2ND |
| Legal Lot Number | 93 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 22101 |
Source: Hamilton County records · APN 590-0231-0168-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1072 GARNOA DR, CINCINNATI, OH 45231-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 02, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage FLC MORTGAGE LLC |
| Feb 06, 2023 | Fiduciary Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2023 · Amount on Record |
| Deed Sale | Feb 06, 2023 · Amount on Record |
| Deed Document Number | 20238783 |
| Deed Book / Page | 14847 / 511 |
| Last Transfer Date | Nov 06, 2025 |
| Transfer Doc | 0000024816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1072 GARNOA DR, CINCINNATI, OH 45231-3737 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1068 GARNOA DR, CINCINNATI, OH 45231-3737 |
| Document Number | 0000025573 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 15148/1722 |
| Instrument | 2024-0025573 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 07, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 02, 2026 |
| Property Address | 1072 GARNOA DR, CINCINNATI, OH 45231-3737 |
| Document Number | 0000024816 |
| Book / Page | 15636 / 2169 |
| Instrument Date | Nov 06, 2025 |
| Instrument | 202624816 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1072 GARNOA DR, CINCINNATI, OH 45231-3737 |
| Document Number | 0000024817, |
|---|---|
| Date | Apr 02, 2026 |
| Instrument | 202624817 |
| Name | FLC MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 06, 2023 |
| Property Address | 1072 GARNOA DR, CINCINNATI, OH 45231-3737 |
| Document Number | 0000008783 |
| Book / Page | 14847 / 511 |
| Map Reference | MB 7 PG 1&2 |
| Instrument Date | Feb 01, 2023 |
| Instrument | 2023-0008783 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1072 GARNOA DR, CINCINNATI, OH 45231-3737 |
| Document Number | 0000008784 |
|---|---|
| Date | Feb 06, 2023 |
| Instrument | 2023-0008784 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,657.00 (+4.77%) | $38,441 (-) Land $10,462 Building $27,979 | $109,830 (-) Land $29,890 Building $79,940 |
| 2024 | $2,536.00 (+37.16%) | $38,441 (-) Land $10,462 Building $27,979 | |
| 2023 | $1,849.00 (+22.69%) Homeowner's exemption | $38,441 (+46.89%) Land $10,462 Building $27,979 | $109,830 (+46.89%) Land $29,890 Building $79,940 |
| 2022 | $1,507.00 Homeowner's exemption | $26,170 Land $8,313 Building $17,857 | |
| 2020 | $74,770 Land $23,750 Building $51,020 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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