1105 E Cherry St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1105 E Cherry St, Red Oak, IA 51566 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,128 sqft · built 1969
Lot Size	0.253 acres (11,060 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Jun 2022)
Tax Bill	$5,218 (2024)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`600621451011000`

Property Details

APN / Parcel Number

Primary APN	`600621451011000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	5 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	600 sqft
Sunroom	Sunroom
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,060 sqft (0.253 acres)
Lot Dimensions	944 ft deep x 722 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1105 E CHERRY ST
City	RED OAK
State	IA
Zip	51566-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENGQUIST SD 1ST ADD LT 5
Legal Lot Number	5
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	2
Census Block	2009
Census Tract	960200

Owner

Source: Montgomery County records · APN 600621451011000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1105 E CHERRY ST, RED OAK, IA 51566-1204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Deed Document Number	2022-1115
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1105 E CHERRY ST, RED OAK, IA 51566-1204
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1116
Date	Jul 12, 2022
Book Page	2022/1116
Instrument	2022 1116

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,090 (-2.79%) Land $19,080 Building $207,010	$226,090 (-2.79%) Land $19,080 Building $207,010
2024	$5,218.00 (+44.62%)
2023		$232,580 Land $15,260 Building $217,320	$232,580 Land $15,260 Building $217,320
2022	$3,608.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191379602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Mutual Telephone Company of Stanton, Iowa	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.