Montgomery County property record for 1009 E Cherry St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,040 sqft · built 1971 |
| Lot Size | 0.213 acres (9,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (Aug 2021) |
| Tax Bill | $3,078 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600621451008000 |
| Primary APN | 600621451008000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,040 sqft Living Area |
| Basement Area | 1,040 sqft |
| Finished Basement | 520 sqft |
| Unfinished Basement | 520 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,295 sqft (0.213 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1009 E CHERRY ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENGQUIST SD 1ST ADD LT 8 |
| Legal Subdivision | ENGQUIST SD |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 960200 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1009 E CHERRY ST, RED OAK, IA 51566-1278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC |
| Apr 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Apr 21, 2020 | Legal Action/Court Order, Foreclosure · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Prior Sale | Apr 21, 2020 · Amount on Record |
| Deed Document Number | 20211390 |
| Deed Book / Page | 2021 / 1390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1009 E CHERRY ST, RED OAK, IA 51566-1278 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1391 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 2021/1391 |
| Instrument | 2021 1391 |
| Name | CASTLE & COOKE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1009 E CHERRY ST, RED OAK, IA 51566-1278 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/709 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 2020/709 |
| Instrument | 2020 0709 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Apr 21, 2020 |
| Property Address | 1009 E CHERRY ST, RED OAK, IA 51566-1278 |
| Document Number | 2020/708 |
| Book / Page | 2020 / 708 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 2020 0708 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 E CHERRY ST, RED OAK, IA 51566-1278 |
| Document Number | 002020/709 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 2020/709 |
| Instrument | 2020 0709 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,078.00 (-6.22%) Homeowner's exemption | $151,810 (+1.15%) Land $17,230 Building $134,580 | $151,810 (+1.15%) Land $17,230 Building $134,580 |
| 2024 | $3,282.00 (+56.14%) | ||
| 2023 | $150,080 Land $13,780 Building $136,300 | $150,080 Land $13,780 Building $136,300 | |
| 2022 | $2,102.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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