Albany County and New Scotland Town property record for 1105 Delaware Tpke, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1930 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,193 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 013489 95.-3-51 |
| Primary APN | 013489 95.-3-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 364 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 416 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 09500000030510000000 |
|---|---|
| Street Address | 1105 DELAWARE TPKE |
| City | DELMAR |
| State | NY |
| Zip | 12054-5515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | 1-86-13 CAMBARERI COCHRANE RESIDENCE |
| Legal Block | 3 |
| Legal Lot Number | 51.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | NEW SCOTLAND |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 14502 |
1105 Delaware Tpke is owner-occupied and held in a trust since July 2024.
Source: Albany County and New Scotland Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4089 STATE ROUTE 85, WESTERLO, NY 12193-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2024 |
| Transfer Doc | 0000013953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1105 DELAWARE TPKE, DELMAR, NY 12054-5515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007248 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | R2021-07248 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Jan 21, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1105 Delaware Tpke was $3,193 with exemptions applied.
Source: Albany County and New Scotland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | New Scotland Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,193.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $147,600 Land $30,400 Building $117,200 | $227,100 Land $46,774 Building $180,326 | |
| 2023 | $147,600 Land $30,000 Building $117,600 | $199,500 Land $40,549 Building $158,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 Delaware Tpke in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1105 Delaware Tpke is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLONIE COUNTRY CLUB ESTATES WD serves 102 people · EPA ID NY0121401 |
|---|---|
| Water Source | Purchased groundwater from VOORHEESVILLE VILLAGE |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
5G (outdoors only) and 4G LTE
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