1096 Delaware Tpke, Delmar, NY 12054 Property Records

Albany County and New Scotland Town property record for 1096 Delaware Tpke, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,480 sqft · built 1979
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Trust Names on File
Last Sale	$215,000 (Feb 2002)
Tax Bill	$8,487 (2026)
Deeds & Mortgages	Apr 2026 Sale May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013489 95.-3-50`

Property Details

APN / Parcel Number

Primary APN	`013489 95.-3-50`
Alternative APNs	`348909500000030500000000` `09500000030500000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	1,760 sqft
Upper Floors Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	41,818 sqft (0.96 acres)
Lot Width	189 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	09500000030500000000
Street Address	1096 DELAWARE TPKE
City	DELMAR
State	NY
Zip	12054-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	1.-83-1.1 DEL TPKE PAR #49 RESIDENCE
Legal Block	3
Legal Lot Number	50.000
Jurisdiction	ALBANY NY
Township / Civil Division	NEW SCOTLAND
Census Block Group	3
Census Block	3023
Census Tract	14502

Owner

1096 Delaware Tpke is owner-occupied and held in a trust since January 2026.

Source: Albany County and New Scotland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	602 CHARLES ST, SCHENECTADY, NY 12302-1432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 5, 2020	Deed of Trust, Mortgage · Line of Credit PIONEER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2002 · Amount on File
Deed Sale	Feb 6, 2002 · Amount on File
Deed Book / Page	2701 / 934
Last Transfer Date	Jan 22, 2026
Transfer Doc	0000006881
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 10, 2026
Property Address	1096 DELAWARE TPKE, DELMAR, NY 12054-5512
Document Number	0000006881
Instrument Date	Jan 22, 2026
Instrument	20266881
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	602 CHARLES ST, SCHENECTADY, NY 12302-1432

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1096 DELAWARE TPKE, DELMAR, NY 12054-5512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008595
Date	May 5, 2020
Instrument	R2020-08595

Lender

Name	PIONEER BANK
Type	Bank
Address	ALBANY, NY 12211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1096 Delaware Tpke was $8,487 with a homeowner's exemption, down 1.2% from the year before.

Source: Albany County and New Scotland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	New Scotland Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,487.00 (-1.23%) Homeowner's exemption
2025	$8,593.00 Homeowner's exemption	$292,300 Land $33,900 Building $258,400	$449,700 Land $52,155 Building $397,545
2023		$292,300 Land $33,900 Building $258,400	$395,000 Land $45,811 Building $349,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1096 Delaware Tpke in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1096 Delaware Tpke is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Delaware Tpke

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