1105 Cherry St, Niles, MI 49120 Property Records

Berrien County property record for 1105 Cherry St, Niles, MI 49120

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,440 sqft
Lot Size	0.935 acres (40,729 sqft)
Owner	Trust Name on Record
Last Sale	$195,000 (Dec 2023)
Tax Bill	$7,801 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73-2730-0038-04-2`

Property Details

APN / Parcel Number

Primary APN	`73-2730-0038-04-2`
Alternative APN	`11-73-2730-0038-04-2`

Interior

Stories	1 Story
Building Area	5,440 sqft Total Area

Exterior

Fire Resistance	Masonry Walls, Wood Interior
Lot Area	40,729 sqft (0.935 acres)
Lot Dimensions	279 ft deep x 132 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1105 CHERRY ST
City	NILES
State	MI
Zip	49120
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	RC
Legal Description	THE S1/2 OF OUT LOTS 38 & 39 GREEN & HOFFMANS OUT LOTS CITY OF NILES EXC THE N 28' OF W 101' OF SD S1/2 OF OUT LOT 38 ALSO EXC COM AT SW COR OUT LOT 38 TH E 10' TH NWLY TO A POINT 10' N OF SD SW COR TH S 10' TO POB PER 909/466
Legal Subdivision	GREEN & HOFFMANS OUT LTS
Legal Lot Number	38-39
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3019
Census Tract	20700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1255 BROAD ST, 250, CLIFTON, NJ 07013-3398
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed, Transfer · Conventional Mortgage PROVIDENT BANK
Dec 28, 2023	Deed, Transfer CHICAGO TITLE COMPANY, CTIC
Dec 6, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CTIC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Jun 22, 1990 · Amount on Record
Deed Document Number	2023394149
Deed Book / Page	3417 / 107
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	May 28, 2026
Property Address	1105 CHERRY ST, NILES, MI 49120
Document Number	0000461898
Book / Page	3478 / 1798
Instrument Date	May 22, 2026
Instrument	2026461898
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

Mortgage

Document Number	0000461899,
Date	May 28, 2026
Book Page	3478/1802
Instrument	2026461899

Lender

Name	PROVIDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 28, 2023
Property Address	1105 CHERRY ST, NILES, MI 49120
Document Number	003418/863
Book / Page	3418 / 863
Instrument Date	Dec 20, 2023
Instrument	2023395399
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CHICAGO TITLE COMPANY, CTIC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 N LA SALLE ST STE 4140, 4140, CHICAGO, IL 60602-2900

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 6, 2023
Property Address	1105 CHERRY ST, NILES, MI 49120
Document Number	003417/107
Book / Page	3417 / 107
Instrument Date	Nov 29, 2023
Instrument	2023394149
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CHICAGO TITLE COMPANY, CTIC

Transaction

Amount	Amount Recorded
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51875 LAKE KNOLL CT, GRANGER, IN 46530-7080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 NORTHROCK CT, ROCKFORD, IL 61103-1203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,800 (+3.29%)	$263,600 (+3.29%)
2025	$7,801.00 (+62.66%)
2023		$127,600	$255,200
2022	$4,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications, T-Mobile.

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