Madison County property record for 1105 Brandy Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,660 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $186,500 (May 2004) |
| Tax Bill | $1,894 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0054-0001-0031 |
| Primary APN | 0054-0001-0031 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,660 sqft Living Area |
| Garage Type | Attached |
|---|---|
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 64328 |
|---|---|
| Street Address | 1105 BRANDY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAREY ACRES LOT 31 |
| Legal Subdivision | CAREY ACRES |
| Legal Block | C |
| Legal Lot Number | 31 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10701 |
1105 Brandy Ln is owned and occupied by two individuals who bought it in May 2004.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1105 BRANDY LN, RICHMOND, KY 40475-8486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jul 16, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2004 · Amount on File |
| Deed Sale | May 14, 2004 · Amount on File |
| Deed Document Number | 0000573480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1105 BRANDY LN, RICHMOND, KY 40475-8486 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | M01936/741 |
|---|---|
| Date | May 6, 2020 |
| Book Page | M01936/741 |
| Instrument | 2014011485 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1105 BRANDY LN, RICHMOND, KY 40475-8486 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2073/297 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | M2073/297 |
| Instrument | 2014044792 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 1, 2041 |
The 2025 property tax bill for 1105 Brandy Ln was $1,894 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,894.00 Homeowner's exemption | $250,000 | $250,000 |
| 2023 | $1,589.00 (-3.76%) Homeowner's exemption | $210,200 (-) | $210,200 (-) |
| 2022 | $1,651.00 Homeowner's exemption | $210,200 | $210,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 Brandy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1105 Brandy Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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