Madison County property record for 1102 Brandy Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,144 sqft |
| Owner | Company Name on Record |
| Last Sale | $239,400 (May 2025) |
| Tax Bill | $1,886 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0054-0001-0027 |
| Primary APN | 0054-0001-0027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,144 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Garage Type | Basement |
| Garage Area | 165 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 45319 |
|---|---|
| Street Address | 1102 BRANDY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAREY ACRES LOT 27 |
| Legal Subdivision | CAREY ACRES |
| Legal Block | C |
| Legal Lot Number | 27 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10701 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 105 S MAPLE ST, WILMORE, KY 40390-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Dec 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| May 12, 2025 | Deed, Transfer |
| May 12, 2025 | Deed, Transfer |
| May 1, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2025 · Amount on Record |
| Deed Sale | May 12, 2025 · Amount on Record |
| Prior Sale | May 12, 2025 · Amount on Record |
| Deed Document Number | 2014259901 |
| Deed Book / Page | D867 / 374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1102 BRANDY LN, RICHMOND, KY 40475-8487 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5620 IRONWORKS RD, WINCHESTER, KY 40391-9128 |
| Document Number | 0M2423/530 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | M2423/530 |
| Instrument | 2014298168 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1102 BRANDY LN, RICHMOND, KY 40475-8487 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01907/769 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | M01907/769 |
| Instrument | 2014004278 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 12, 2025 |
| Property Address | 1102 BRANDY LN, RICHMOND, KY 40475-8487 |
| Document Number | 00D867/374 |
| Book / Page | D867 / 374 |
| Map Reference | CAB 13 SL 43 |
| Instrument Date | May 8, 2025 |
| Instrument | 2014259901 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $239.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 CHEROKEE PARK, LEXINGTON, KY 40503-1304 |
| Name | Verified Name |
|---|---|
| Address | 105 S MAPLE ST, WILMORE, KY 40390-1326 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 12, 2025 |
| Property Address | 1102 BRANDY LN, RICHMOND, KY 40475-8487 |
| Document Number | 00D867/371 |
| Book / Page | D867 / 371 |
| Map Reference | CAB 13 SL 43 |
| Instrument Date | May 8, 2025 |
| Instrument | 2014259900 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1133 W 9TH ST # ST403, ST403, CLEVELAND, OH 44113-1016 |
| Name | Verified Name |
|---|---|
| Address | 116 CHEROKEE PARK, LEXINGTON, KY 40503-1304 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 1, 2019 |
| Property Address | 1102 BRANDY LN, RICHMOND, KY 40475-8487 |
| Document Number | D00773/004 |
| Book / Page | D00773 / 004 |
| Map Reference | MB 13 PG 43 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 2013991843 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1102 BRANDY LN, RICHMOND, KY 40475-8487 |
| Name | Verified Name |
|---|---|
| Address | 257 NW 8TH AVE, MILTON FREEWATER, OR 97862-1924 |
| Document Number | 2013991844 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2013991844 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,886.00 (-0.26%) Additional exemption filed | $200,000 (+2.56%) | $200,000 (+2.56%) |
| 2023 | $1,891.00 (-0.32%) | $195,000 (-) | $195,000 (-) |
| 2022 | $1,897.00 | $195,000 | $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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