1105 Bernard Dr, Reading, PA 19605 Property Records

Berks County property record for 1105 Bernard Dr, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,076 sqft · built 1992
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2021)
Tax Bill	$2,175 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4399-19-62-7179`

Property Details

APN / Parcel Number

Primary APN	`4399-19-62-7179`
Alternative APNs	`66-4399-19-62-7179` `66027227` `027227`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66027227
Street Address	1105 BERNARD DR
City	READING
State	PA
Zip	19605-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHITFORD HILLS
Legal Block	62
Legal Lot Number	17 B
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	2
Census Block	2005
Census Tract	12702

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 BERNARD DR, READING, PA 19605-3238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	202154773
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 3, 2021
Property Address	1105 BERNARD DR, READING, PA 19605-3238
Document Number	0000054773
Map Reference	MB 41 PG 9
Instrument Date	Oct 26, 2021
Instrument	2021054773
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 BERNARD DR, READING, PA 19605-3238

Mortgage

Document Number	0000054774
Date	Nov 3, 2021
Instrument	2021054774

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1105 BERNARD DR, READING, PA 19605-3238
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	CONESTOGA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037224
Date	Jul 26, 2021
Instrument	2021037224

Lender

Name	AMERICAN HERITAGE FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,175.00 (+6.88%) Homeowner's exemption	$144,900 (-) Land $38,500 Building $106,400	$38,500 (-73.43%) Land $38,500
2024	$2,035.00	$144,900 Land $38,500 Building $106,400
1994			$144,900 Land $38,500 Building $106,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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